20 cards ranked
Best credit card to use at Holland America Line.
Travel
Holland America Line is a long-running premium cruise brand recognized for classic itineraries and lengthy voyages. Charges from the line generally code as travel and earn on cards with a travel multiplier, but cruise coding is not always consistent. A flexible travel card, or a flat-rate card, covers both the fare and any onboard purchases without category guesswork.
- #1FNBO5x points on travelAirlines, hotels, car rental, cruise lines, travel agencies, transit, taxis, tolls, and timeshares by merchant category code5.0%5x points
- #24.0%4x points
- #3PenFed Credit Union4x points on travel4x with PenFed Honors Advantage (military or Access America checking); 3x otherwise4.0%4x points
- #44.0%4x points
- #54.0%4x points
- #64.0%4x points
- #7Chase3x points on travel (up to $150,000/year, then 1%)Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined $150,000/yr cap)3.8%3x points
- #83%
- #9Chase3x points on travelTravel other than Air Canada direct purchases, which earn 3x under the airlines category3.0%3x points
- #103%
- #113%
- #123.0%3x points
- #133.0%3x points
- #143.0%3x points
- #153%
- #16Bank of America Cash Rewards Securedif you select itBank of America3% on travel if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #17Bank of America Customized Cash Rewardsif you select itBank of America3% on travel if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #182.5%2x points
- #19Chase5x points on travelAll other travel earns 5x through December 31, 2026, then 3x; flights booked directly and car rentals stay at 5x2.5%5x points
- #20Chase5x points on travelAll other travel earns 5x through December 31, 2026, then 3x; flights booked directly and car rentals stay at 5x2.5%5x points
Last updated October 23, 2026