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20 cards ranked

Best credit card to use at Giant Food.

Groceries

Giant Food is the Mid-Atlantic flagship of Ahold Delhaize's U.S. grocery group, with about 165 stores across DC, Maryland, Virginia, and Delaware. Codes cleanly as groceries on every card we track. Best pairings are Blue Cash Preferred (6%), Capital One SavorOne (3%), and U.S. Bank Shopper Cash Rewards (6% if selected). The Giant Flexible Rewards program issues per-gallon fuel savings at participating Shell and Giant stations that stack on top of card bonuses.

  1. #1
    American Express
    6% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    6%
  2. #2
    Comenity Capital Bank
    5% on groceries (up to $10,000/year, then 1%)
    Combined $500/year cash back cap with wholesale clubs and gas/EV-charging stations; 1% thereafter
    5%
  3. #3
    Wells Fargo
    5x points on groceries
    5.0%5x points
  4. #4
    American Express
    4x points on groceries
    4.8%4x points
  5. #5
    American Express
    4x points on groceries
    U.S. supermarkets and restaurants (up to $15,000/yr combined, then 2x)
    4.8%4x points
  6. #6
    Bilt Obsidianif you select it
    Bilt
    3x points on groceries if you select it as a bonus category (up to $25,000/year, then 1%)
    Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected)
    4.5%3x points
  7. #7
    Comenity Capital Bank
    3% on groceries
    3%
  8. #8
    Chase
    3x points on groceries
    3.0%3x points
  9. #9
    American Express
    3% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    3%
  10. #10
    Capital One
    3% on groceries
    3%
  11. #11
    Capital One
    3% on groceries
    3%
  12. #12
    Capital One
    3% on groceries
    3%
  13. #13
    Citi
    3x points on groceries
    3.0%3x points
  14. #14
    Citi
    3x points on groceries
    3.0%3x points
  15. #15
    American Express
    6x points on groceries
    U.S. supermarkets
    3.0%6x points
  16. #16
    USAA
    3% on groceries
    First $3,000/year
    3%
  17. #17
    Venmo Credit Cardif it’s your top category
    Synchrony
    3% on groceries if it's your top eligible spend category that cycle
    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%
  18. #18
    Wells Fargo
    3x points on groceries
    3.0%3x points
  19. #19
    Chase
    2x points on groceries
    Gas stations and grocery stores (first $5,000/year)
    2.6%2x points
  20. #20
    Chase
    2x points on groceries
    Grocery stores and restaurants (first $8,000/year)
    2.6%2x points

Last updated May 17, 2026