Best credit card to use at Splash Wines.

Picks without a tag earn at Splash Wines both in-store and online. Watch for theOnline onlytag — those bonuses only apply on splashwines.com.

1. #1
   
   Blue Cash Preferred

   American Express

   6% on groceries (up to $6,000/year, then 1%)

   U.S. supermarkets
   6%
2. #2
   
   AAA Daily Advantage Visa Signature

   Comenity Capital Bank

   5% on groceries (up to $10,000/year, then 1%)

   Combined $500/year cash back cap with wholesale clubs and gas/EV-charging stations; 1% thereafter
   5%
3. #3
   
   American Express Gold

   American Express

   4x points on groceries (up to $25,000/year, then 1%)
   4.8%4x points
4. #4
   
   Wyndham Rewards Earner Plus

   Barclays

   4x points on groceries
   4.0%4x points
5. #5
   
   Wyndham Rewards Earner Premier

   Barclays

   4x points on groceries

   Excludes Target and Walmart
   4.0%4x points
6. #6
   
   Wells Fargo Choice Privileges Select Mastercard

   Wells Fargo

   5x points on groceries
   3.5%5x points
7. #7
   
   AAA Travel Advantage Visa Signature

   Comenity Capital Bank

   3% on groceries
   3%
8. #8
   
   Blue Cash Everyday

   American Express

   3% on groceries (up to $6,000/year, then 1%)

   U.S. supermarkets
   3%
9. #9
   
   Capital One Savor Cash Rewards

   Capital One

   3% on groceries
   3%
10. #10
    
    Capital One Savor Student Cash Rewards

    Capital One

    3% on groceries
    3%
11. #11
    
    Capital One SavorOne Cash Rewards

    Capital One

    3% on groceries
    3%
12. #12
    
    Citi Strata

    Citi

    3x points on groceries
    3.0%3x points
13. #13
    
    Citi Strata Premier

    Citi

    3x points on groceries
    3.0%3x points
14. #14
    
    Hilton Honors American Express Surpass

    American Express

    6x points on groceries

    U.S. supermarkets
    3.0%6x points
15. #15
    
    Navy Federal More Rewards American Express

    Navy Federal

    3x points on groceries
    3.0%3x points
16. #16
    
    USAA Cashback Rewards Plus

    USAA

    3% on groceries

    First $3,000/year
    3%
17. #17
    
    Wyndham Rewards Earner

    Barclays

    3x points on groceries

    Excludes Target and Walmart; the 3x tier also covers eligible Wyndham Vacation Club purchases
    3.0%3x points
18. #18
    
    Robinhood Gold

    Robinhood

    3% flat-rate cashback
    3%
19. #19
    
    Bank of America Cash Rewards SecuredOnline onlyif you select it

    Bank of America

    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)

    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
20. #20
    
    Bank of America Customized Cash RewardsOnline onlyif you select it

    Bank of America

    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)

    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%

Wine shipments code as online retail rather than liquor stores, which works in your favor: a Bank of America Customized Cash set to online shopping earns 3 percent on every case, and stacking a Freedom Flex online-retail quarter over a holiday case order reaches 5 percent. Check your state's direct-shipping rules before subscribing.

Last updated September 14, 2026