20 cards ranked
Best credit card to use at Taco Bell.
Dining
Taco Bell is a U.S. fast-food chain with about 7,500 domestic locations, owned by Yum! Brands. Charges code as dining on every card we track. Standard dining cards (Amex Gold 4x, Sapphire Preferred 3x, SavorOne 3%) earn the bonus. The Taco Bell Rewards app issues frequent free-item promotions and limited-time member-exclusive menu items that stack on top of any card's bonus rate.
- #15%
- #24.8%4x points
- #3American Express Business Goldif it’s your top categoryAmerican Express4x points on dining if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)Automatically on your top 2 spending categories each billing cycle from 6 eligible (U.S. advertising, U.S. electronic goods retailers and software/cloud providers, U.S. restaurants, U.S. gas stations, transit, U.S. wireless telephone service), combined cap. Flights earn 3x via AmexTravel.com.4.8%4x points
- #4U.S. Bank4x points on dining (up to $2,000/quarter, then 1%)Up to $2,000/quarter4.0%4x points
- #54.0%2x points
- #64.0%4x points
- #74.0%4x points
- #8World of Hyatt Businessif it’s your top categoryChase2x points on dining if it's your top eligible spend category that cycleAutomatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services4.0%2x points
- #9Chase3x points on diningDining worldwide, including takeout and eligible delivery3.8%3x points
- #103.8%3x points
- #113.5%7x points
- #123%
- #133.0%3x points
- #143.0%3x points
- #153%
- #163%
- #173%
- #183%
- #19Chase3% on dining (up to $6,000/lifetime, then 1.5%)Dining at restaurants, including takeout and eligible delivery, on up to $6,000 spent in the first 6 months from account opening; 1.5% thereafter3%
- #203%
Last updated September 14, 2026