US Bank Altitude Go Visa Signature
20,000 points welcome · 4x on dining · $0 annual fee
The Altitude Go earns 4x points on dining with no annual fee, which is the main reason it shows up as our no-fee pick for dining and groceries. Groceries, gas, and streaming earn 2x, everything else earns 1x, and new cardholders get a 0% intro APR on purchases and balance transfers for 15 months plus 20,000 bonus points after $1,000 in spend. It also earns a spot as a beginner-friendly option on our travel list, though the foreign transaction fee makes it a poor companion abroad. The other catch is a cap: the 4x dining rate covers up to $2,000 per quarter, then drops to 1x, which only matters if you eat out heavily. The $15 annual streaming credit is a small extra that requires 11 months of streaming purchases first. For a domestic diner who wants simple rewards without paying a fee, it is a solid everyday card.
Earn rates & credits
| Category | Rate |
|---|---|
Dining Up to $2,000/quarter on first $2,000/qtr, then 1x | 4x |
Groceries | 2x |
Gas | 2x |
Streaming | 2x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Streaming Service Credit Annual $15 statement credit for streaming service purchases after 11 months of streaming activity. | $15 /yr |
| Total annual credits | $15 |
Card details
Regular APR | 17.49%–27.49% variable |
Intro APR on purchases | 0% for 15 months |
Intro APR on balance transfers | 0% for 15 months |
Foreign transaction fee | Yes |