20 cards ranked
Best credit card to use at Olive Garden.
Dining
Olive Garden is a U.S. casual-dining chain with about 900 domestic locations, owned by Darden Restaurants. Charges code as dining on every card we track, so Amex Gold 4x (capped), Sapphire Preferred 3x, and SavorOne 3% all earn the dining bonus. Eligible Darden gift cards purchased through the My Olive Garden Rewards or Darden portals occasionally code as gift cards rather than dining, worth checking before bulk-buying.
- #15%
- #24.8%4x points
- #3American Express Business Goldif it’s your top categoryAmerican Express4x points on dining if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)Automatically on your top 2 spending categories each billing cycle from 6 eligible (U.S. advertising, U.S. electronic goods retailers and software/cloud providers, U.S. restaurants, U.S. gas stations, transit, U.S. wireless telephone service), combined cap. Flights earn 3x via AmexTravel.com.4.8%4x points
- #4U.S. Bank4x points on dining (up to $2,000/quarter, then 1%)Up to $2,000/quarter4.0%4x points
- #54.0%2x points
- #64.0%4x points
- #74.0%4x points
- #8World of Hyatt Businessif it’s your top categoryChase2x points on dining if it's your top eligible spend category that cycleAutomatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services4.0%2x points
- #9Chase3x points on diningDining worldwide, including takeout and eligible delivery3.8%3x points
- #103.8%3x points
- #113.5%7x points
- #123%
- #133.0%3x points
- #143.0%3x points
- #153%
- #163%
- #173%
- #183%
- #19Chase3% on dining (up to $6,000/lifetime, then 1.5%)Dining at restaurants, including takeout and eligible delivery, on up to $6,000 spent in the first 6 months from account opening; 1.5% thereafter3%
- #203%
Last updated September 14, 2026