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20 cards ranked

Best credit card to use at Kwik Trip.

Gas

Kwik Trip (branded Kwik Star in Iowa) is a family-owned convenience and fuel chain with more than 800 stores across Wisconsin, Minnesota, Iowa, Illinois, Michigan, and South Dakota. The chain is known for its in-house bakery, dairy, and prepared foods alongside a busy fuel operation. Pumps code as gas for credit card networks, so a gas category bonus card will earn its multiplier. The Kwik Rewards loyalty program adds per-gallon discounts and points on food, which can stack with a separate rewards card at the pump.

  1. #1
    AAA Travel Advantage Visa Signature
    Comenity Capital Bank
    5% on gas (up to $7,000/year, then 1%)
    Includes EV-charging stations; $350/year cash back cap on the 5% category combined; 1% thereafter
    5%
  2. #2
    Costco Anywhere Visa by Citi
    Citi
    5% on gas
    5% at Costco gas stations. 4% on other eligible gas and EV charging worldwide, first $7,000/year combined.
    5%
  3. #3
    USAA Cashback Rewards Plus
    USAA
    5% on gas
    First $3,000/year
    5%
  4. #4
    Wells Fargo Choice Privileges Select Mastercard
    Wells Fargo
    5x points on gas
    5.0%5x points
  5. #5
    Wyndham Rewards Earner Business
    Barclays
    5x points on gas
    5.0%5x points
  6. #6
    American Express Business Goldif it’s your top category
    American Express
    4x points on gas if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)
    Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap
    4.8%4x points
  7. #7
    Costco Anywhere Visa Business by Citi
    Citi
    4% on gas
    On eligible gas and EV charging worldwide, first $7,000/year combined
    4%
  8. #8
    Gemini Credit
    WebBank
    4% on gas
    First $300/month on gas and EV charging
    4%
  9. #9
    PNC Cash Rewards
    PNC
    4% on gas (up to $8,000/year, then 1%)
    $8,000 combined annual cap with dining and groceries; 1% thereafter
    4%
  10. #10
    US Bank Altitude Connect
    U.S. Bank
    4x points on gas (up to $1,000/quarter, then 1%)
    Includes EV charging stations
    4.0%4x points
  11. #11
    Navy Federal More Rewards American Express
    Navy Federal
    3x points on gas
    3.6%3x points
  12. #12
    AAA Daily Advantage Visa Signature
    Comenity Capital Bank
    3% on gas (up to $16,666/year, then 1%)
    Includes EV-charging stations; combined $500/year cash back cap with groceries and wholesale clubs; 1% thereafter
    3%
  13. #13
    AT&T Points Plus from Citi
    Citi
    3x points on gas
    Includes EV charging stations
    3.0%3x points
  14. #14
    Blue Cash Everyday
    American Express
    3% on gas (up to $6,000/year, then 1%)
    U.S. gas stations
    3%
  15. #15
    Blue Cash Preferred
    American Express
    3% on gas
    U.S. gas stations
    3%
  16. #16
    Citi Strata
    Citi
    3x points on gas
    Includes EV charging stations
    3.0%3x points
  17. #17
    Citi Strata Premier
    Citi
    3x points on gas
    Includes EV charging stations
    3.0%3x points
  18. #18
    Disney Inspire Visa
    Chase
    3% on gas
    3%
  19. #19
    Hilton Honors American Express Surpass
    American Express
    6x points on gas
    U.S. gas stations
    3.0%6x points
  20. #20
    US Bank Shopper Cash Rewardsif you select it
    U.S. Bank
    3% on gas if you select it as a bonus category
    Choose 1 everyday category each quarter, up to $1,500
    3%

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Last updated May 17, 2026

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