Best credit card to use at Jersey Mike's Subs.
Jersey Mike's Subs is a fast-growing sub sandwich chain founded in Point Pleasant, New Jersey in 1956, with more than 2,800 locations across the United States. The chain is known for cold subs sliced to order, hot Philly cheesesteaks and Chicken Philly options, and the annual Month of Giving charitable campaign. Transactions code as restaurants on most credit card networks.
- #15%
- #24.8%4x points
- #3American Express Business Goldif it’s your top categoryAmerican Express4x points on dining if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)Automatically on your top 2 spending categories each billing cycle from 6 eligible (U.S. advertising, U.S. electronic goods retailers and software/cloud providers, U.S. restaurants, U.S. gas stations, transit, U.S. wireless telephone service), combined cap. Flights earn 3x via AmexTravel.com.4.8%4x points
- #4U.S. Bank4x points on dining (up to $2,000/quarter, then 1%)Up to $2,000/quarter4.0%4x points
- #54.0%2x points
- #64.0%4x points
- #74.0%4x points
- #8World of Hyatt Businessif it’s your top categoryChase2x points on dining if it's your top eligible spend category that cycleAutomatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services4.0%2x points
- #9Chase3x points on diningDining worldwide, including takeout and eligible delivery3.8%3x points
- #103.8%3x points
- #113.5%7x points
- #123%
- #133.0%3x points
- #143.0%3x points
- #153%
- #163%
- #173%
- #183%
- #19Chase3% on dining (up to $6,000/lifetime, then 1.5%)Dining at restaurants, including takeout and eligible delivery, on up to $6,000 spent in the first 6 months from account opening; 1.5% thereafter3%
- #203%
The Amex Gold leads at 4x points on U.S. restaurants and is the highest base earner for regular Jersey Mike's visits, while the Chase Sapphire Reserve pays 3x on dining. No-annual-fee picks like the Capital One SavorOne at 3 percent and Wells Fargo Autograph at 3x are practical defaults. Jersey Mike's also runs the Shore Points loyalty program, which layers in-app rewards on top of credit card cash back.
Last updated September 14, 2026