Best credit card to use at Grubhub.
Grubhub is one of the three major US food-delivery marketplaces alongside DoorDash and Uber Eats, connecting customers to roughly 365,000 restaurants and operating Seamless in the Northeast under the same parent. Grubhub charges code as dining/restaurants on most card networks, which means dining-bonus cards earn full rate. Amex Gold pays 4x Membership Rewards, Chase Sapphire Reserve pays 4x Ultimate Rewards, and the Capital One SavorOne pays 3% cash. Several cards also offer Grubhub-specific credits or Grubhub+ memberships as a perk.
Credits & perks at Grubhub
These cards include a statement credit, rebate, or complimentary membership you can use at Grubhub, on top of whatever you earn on the purchase. Weigh these alongside the ranked picks below.
- American Express Business GoldEnrollment requiredAmerican ExpressUp to $20/month in statement credits on eligible U.S. purchases at FedEx, Grubhub, and office supply stores$240/yr
- American Express GoldEnrollment requiredAmerican Express$10/month in statement credits at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys$120/yr
- Citi AAdvantage Executive World Elite MastercardEnrollment requiredCitiUp to $120 annual statement credit on eligible Grubhub purchases ($10 per monthly billing statement)$120/yr
- #15%
- #2American Express Business Goldif it’s your top categoryAmerican Express4x points on dining if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)Automatically on your top 2 spending categories each billing cycle from 6 eligible (U.S. advertising, U.S. electronic goods retailers and software/cloud providers, U.S. restaurants, U.S. gas stations, transit, U.S. wireless telephone service), combined cap. Flights earn 3x via AmexTravel.com.4.8%4x points
- #34.8%4x points
- #4U.S. Bank4x points on dining (up to $2,000/quarter, then 1%)Up to $2,000/quarter4.0%4x points
- #54.0%2x points
- #6World of Hyatt Businessif it’s your top categoryChase2x points on dining if it's your top eligible spend category that cycleAutomatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services4.0%2x points
- #74.0%4x points
- #84.0%4x points
- #9Chase3x points on diningDining worldwide, including takeout and eligible delivery3.8%3x points
- #103.8%3x points
- #113.5%7x points
- #123%
- #133.0%3x points
- #143.0%3x points
- #15Bank of America Cash Rewards Securedif you select itBank of America3% on dining if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #16Bank of America Customized Cash Rewardsif you select itBank of America3% on dining if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #17Bilt Obsidianif you select itBilt3x points on dining if you select it as a bonus category (up to $25,000/year, then 1%)Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected). Earn up to 6x at participating Bilt Dining restaurants (limited network) when Dining is the selected category.3.0%3x points
- #183%
- #193%
- #203%
Last updated July 28, 2026