20 cards ranked
Best credit card to use at Five Guys.
Dining
Five Guys is a U.S. fast-casual burger chain with about 1,700 domestic locations, known for hand-formed patties and unlimited toppings. Charges code as dining on every card we track, so any dining-bonus card applies (Amex Gold 4x within cap, Sapphire Preferred 3x, SavorOne 3%). Average ticket sizes are higher than typical fast-food, which makes the dining multiplier more meaningful per visit.
Credits & perks at Five Guys
These cards include a statement credit, rebate, or complimentary membership you can use at Five Guys, on top of whatever you earn on the purchase. Weigh these alongside the ranked picks below.
- American Express GoldEnrollment requiredAmerican Express$10/month in statement credits at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys$120/yr
- #15%
- #2Chase Freedom Flexthis quarterChase5% on dining this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Q4 2026: grocery stores (excluding Walmart and Target), dining, and donations to the American Red Cross5%
- #3Discover it Cash Backthis quarterDiscover5% on dining this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #4Discover it for Studentsthis quarterDiscover5% on dining this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #5Discover it Securedthis quarterDiscover5% on dining this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #6NHL Discover itthis quarterDiscover5% on dining this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #7US Bank Business Essentials Plusif it’s your top categoryU.S. Bank5% on dining if it's your top eligible spend category that cycle (up to $200,000/year, then 2%)Automatically on your top eligible spend category each month from 8 eligible (accounting & tax services, airlines, cell phone service providers, dining, entertainment, office supply stores, postal & shipping services, utilities), up to $200,000 a year5%
- #84.8%4x points
- #9American Express Business Goldif it’s your top categoryAmerican Express4x points on dining if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)Automatically on your top 2 spending categories each billing cycle from 6 eligible (U.S. advertising, U.S. electronic goods retailers and software/cloud providers, U.S. restaurants, U.S. gas stations, transit, U.S. wireless telephone service), combined cap. Flights earn 3x via AmexTravel.com.4.8%4x points
- #10U.S. Bank4x points on dining (up to $2,000/quarter, then 1%)Up to $2,000/quarter4.0%4x points
- #114.0%2x points
- #124.0%4x points
- #134.0%4x points
- #14World of Hyatt Businessif it’s your top categoryChase2x points on dining if it's your top eligible spend category that cycleAutomatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services4.0%2x points
- #15Chase3x points on diningDining worldwide, including takeout and eligible delivery3.8%3x points
- #163.8%3x points
- #173.5%7x points
- #183%
- #19Chase3x points on diningPurchases posting through December 31, 2026 earn 3x, then 2x3.0%3x points
- #203.0%3x points
Last updated October 23, 2026