20 cards ranked
Best credit card to use at Caribou Coffee.
Dining
Caribou Coffee, founded in Minnesota in 1992, runs about 700 cafes concentrated in the Upper Midwest plus a growing licensed presence in airports, hospitals, and grocery stores. Signature drinks include the Caribou Cooler frozen blends, Northern Lite sugar-free options, and seasonal Pumpkin White Mocha. Every Caribou purchase, whether at a corporate cafe or through the Caribou Perks app, codes as dining. That means strong dining cards (Amex Gold 4x, Chase Sapphire Preferred 3x, Capital One SavorOne 3% unlimited) all hit the full bonus.
- #15%
- #2Chase Freedom Flexthis quarterChase5% on dining this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Q4 2026: grocery stores (excluding Walmart and Target), dining, and donations to the American Red Cross5%
- #3Discover it Cash Backthis quarterDiscover5% on dining this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #4Discover it for Studentsthis quarterDiscover5% on dining this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #5Discover it Securedthis quarterDiscover5% on dining this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #6NHL Discover itthis quarterDiscover5% on dining this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #7US Bank Business Essentials Plusif it’s your top categoryU.S. Bank5% on dining if it's your top eligible spend category that cycle (up to $200,000/year, then 2%)Automatically on your top eligible spend category each month from 8 eligible (accounting & tax services, airlines, cell phone service providers, dining, entertainment, office supply stores, postal & shipping services, utilities), up to $200,000 a year5%
- #84.8%4x points
- #9American Express Business Goldif it’s your top categoryAmerican Express4x points on dining if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)Automatically on your top 2 spending categories each billing cycle from 6 eligible (U.S. advertising, U.S. electronic goods retailers and software/cloud providers, U.S. restaurants, U.S. gas stations, transit, U.S. wireless telephone service), combined cap. Flights earn 3x via AmexTravel.com.4.8%4x points
- #10U.S. Bank4x points on dining (up to $2,000/quarter, then 1%)Up to $2,000/quarter4.0%4x points
- #114.0%2x points
- #124.0%4x points
- #134.0%4x points
- #14World of Hyatt Businessif it’s your top categoryChase2x points on dining if it's your top eligible spend category that cycleAutomatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services4.0%2x points
- #15Chase3x points on diningDining worldwide, including takeout and eligible delivery3.8%3x points
- #163.8%3x points
- #173.5%7x points
- #183%
- #19Chase3x points on diningPurchases posting through December 31, 2026 earn 3x, then 2x3.0%3x points
- #203.0%3x points
Last updated October 23, 2026