Best credit card to use at Steam.

Picks without a tag earn at Steam both in-store and online. Watch for theOnline onlytag — those bonuses only apply on store.steampowered.com.

1. #1
   
   Discover it Cash Backthis quarter

   Discover

   5% on entertainment this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.

   Activation required each quarter
   5%
2. #2
   
   Discover it for Studentsthis quarter

   Discover

   5% on entertainment this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.

   Activation required each quarter
   5%
3. #3
   
   Discover it Securedthis quarter

   Discover

   5% on entertainment this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.

   Activation required each quarter
   5%
4. #4
   
   NHL Discover itthis quarter

   Discover

   5% on entertainment this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.

   Activation required each quarter
   5%
5. #5
   
   US Bank Business Essentials Plusif it’s your top category

   U.S. Bank

   5% on entertainment if it's your top eligible spend category that cycle (up to $200,000/year, then 2%)

   Automatically on your top eligible spend category each month from 8 eligible (accounting & tax services, airlines, cell phone service providers, dining, entertainment, office supply stores, postal & shipping services, utilities), up to $200,000 a year
   5%
6. #6
   
   Blue Cash EverydayOnline only

   American Express

   3% on online shopping (up to $6,000/year, then 1%)

   U.S. online retail purchases
   3%
7. #7
   
   Capital One Savor Cash Rewards

   Capital One

   3% on entertainment

   Also 8% on Capital One Entertainment
   3%
8. #8
   
   Capital One Savor Student Cash Rewards

   Capital One

   3% on entertainment
   3%
9. #9
   
   Capital One SavorOne Cash Rewards

   Capital One

   3% on entertainment
   3%
10. #10
    
    Venmo Credit Card

    Synchrony

    3% on entertainment

    Movie theaters, concerts, amusement parks, digital goods, and gym or golf memberships. 4% when you split the purchase in Venmo and friends pay you back within 30 days.
    3%
11. #11
    
    Robinhood Gold

    Robinhood

    3% flat-rate cashback
    3%
12. #12
    
    Bank of America Cash Rewards SecuredOnline onlyif you select it

    Bank of America

    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)

    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
13. #13
    
    Bank of America Customized Cash RewardsOnline onlyif you select it

    Bank of America

    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)

    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
14. #14
    
    Citi Strataif you select it

    Citi

    3x points on entertainment if you select it as a bonus category

    3x on one eligible self-select category of your choice: Select Streaming Services (the default), Fitness Clubs, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores. Changeable once per calendar quarter.
    3.0%3x points
15. #15
    
    Hilton Honors American Express SurpassOnline only

    American Express

    4x points on online shopping

    Eligible U.S. online retail purchases
    2.0%4x points
16. #16
    
    Blue Business Cash from American Express

    American Express

    2% flat-rate cashback
    2%
17. #17
    
    Capital One Spark Cash Plus

    Capital One

    2% flat-rate cashback
    2%
18. #18
    
    Citi Double Cash

    Citi

    2% flat-rate cashback

    1% when you buy, 1% when you pay
    2%
19. #19
    
    Coinbase One

    First Electronic Bank

    2% flat-rate cashback

    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
20. #20
    
    Fidelity Rewards Visa Signature

    Elan Financial Services

    2% flat-rate cashback

    When deposited into an eligible Fidelity account
    2%

Last updated October 23, 2026