20 cards ranked
Best credit card to use at Epic Games Store.
Online ShoppingEntertainment
The Epic Games Store sells PC titles and is known for giving away free games every week, plus a lower revenue cut that draws exclusives. Spending codes as online shopping or digital entertainment, so a card with an online-purchase bonus is the natural choice. Watch for its periodic coupon drops, which often stack on top of whatever rewards your card pays.
Picks without a tag earn at Epic Games Store both in-store and online. Watch for theOnline onlytag — those bonuses only apply on store.epicgames.com.
- #1Chase Freedom Flexthis quarterChase5% on entertainment this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Q3 2026: gas stations and EV charging, public transit, select live entertainment, and donations to United Way5%
- #2Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #3Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #4Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #53%
- #63%
- #73%
- #8Citi Strataif you select itCiti3x points on entertainment if you select it as a bonus category3x on one eligible self-select category of your choice: Select Streaming Services (the default), Fitness Clubs, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores. Changeable once per calendar quarter.3.0%3x points
- #9Venmo Credit Cardif it’s your top categorySynchrony3% on entertainment if it's your top eligible spend category that cycleAutomatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.3%
- #103%
- #11Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingEligible U.S. online retail purchases2.0%4x points
- #122%
- #132%
- #14First Electronic Bank2% flat-rate cashbackTiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.2%
- #15Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #16American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #172%
- #182%
- #19Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #202%
Last updated July 28, 2026