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20 cards ranked

Best credit card to use at Epic Games Store.

Online ShoppingEntertainment

The Epic Games Store sells PC titles and is known for giving away free games every week, plus a lower revenue cut that draws exclusives. Spending codes as online shopping or digital entertainment, so a card with an online-purchase bonus is the natural choice. Watch for its periodic coupon drops, which often stack on top of whatever rewards your card pays.

Picks without a tag earn at Epic Games Store both in-store and online. Watch for theOnline onlytag — those bonuses only apply on store.epicgames.com.

  1. #1
    Chase Freedom Flexthis quarter
    Chase
    5% on entertainment this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Q3 2026: gas stations and EV charging, public transit, select live entertainment, and donations to United Way
    5%
  2. #2
    Bank of America Cash Rewards SecuredOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  3. #3
    Bank of America Customized Cash RewardsOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  4. #4
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  5. #5
    Capital One
    3% on entertainment
    Also 8% on Capital One Entertainment
    3%
  6. #6
    Capital One
    3% on entertainment
    3%
  7. #7
    Capital One
    3% on entertainment
    3%
  8. #8
    Citi Strataif you select it
    Citi
    3x points on entertainment if you select it as a bonus category
    3x on one eligible self-select category of your choice: Select Streaming Services (the default), Fitness Clubs, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores. Changeable once per calendar quarter.
    3.0%3x points
  9. #9
    Venmo Credit Cardif it’s your top category
    Synchrony
    3% on entertainment if it's your top eligible spend category that cycle
    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%
  10. #10
    Robinhood
    3% flat-rate cashback
    3%
  11. #11
    American Express
    4x points on online shopping
    Eligible U.S. online retail purchases
    2.0%4x points
  12. #12
    American Express
    2% flat-rate cashback
    2%
  13. #13
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  14. #14
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  15. #15
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  16. #16
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  17. #17
    Chase
    2% flat-rate cashback
    2.5% on purchases of $5,000 or more per transaction
    2%
  18. #18
    WebBank
    2% flat-rate cashback
    2%
  19. #19
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  20. #20
    PNC
    2% flat-rate cashback
    2%

Last updated July 28, 2026