Best credit card to use at PlayStation Store.

Picks without a tag earn at PlayStation Store both in-store and online. Watch for theOnline onlytag — those bonuses only apply on store.playstation.com.

1. #1
   
   Chase Freedom Flexthis quarter

   Chase

   5% on entertainment this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.

   Q3 2026: gas stations and EV charging, public transit, select live entertainment, and donations to United Way
   5%
2. #2
   
   Bank of America Cash Rewards SecuredOnline onlyif you select it

   Bank of America

   3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)

   3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
   3%
3. #3
   
   Bank of America Customized Cash RewardsOnline onlyif you select it

   Bank of America

   3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)

   3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
   3%
4. #4
   
   Blue Cash EverydayOnline only

   American Express

   3% on online shopping (up to $6,000/year, then 1%)

   U.S. online retail purchases
   3%
5. #5
   
   Capital One Savor Cash Rewards

   Capital One

   3% on entertainment

   Also 8% on Capital One Entertainment
   3%
6. #6
   
   Capital One Savor Student Cash Rewards

   Capital One

   3% on entertainment
   3%
7. #7
   
   Capital One SavorOne Cash Rewards

   Capital One

   3% on entertainment
   3%
8. #8
   
   Citi Strataif you select it

   Citi

   3x points on entertainment if you select it as a bonus category

   3x on one eligible self-select category of your choice: Select Streaming Services (the default), Fitness Clubs, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores. Changeable once per calendar quarter.
   3.0%3x points
9. #9
   
   Venmo Credit Cardif it’s your top category

   Synchrony

   3% on entertainment if it's your top eligible spend category that cycle

   Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
   3%
10. #10
    
    Robinhood Gold

    Robinhood

    3% flat-rate cashback
    3%
11. #11
    
    Hilton Honors American Express SurpassOnline only

    American Express

    4x points on online shopping

    Eligible U.S. online retail purchases
    2.0%4x points
12. #12
    
    Blue Business Cash from American Express

    American Express

    2% flat-rate cashback
    2%
13. #13
    
    Citi Double Cash

    Citi

    2% flat-rate cashback

    1% when you buy, 1% when you pay
    2%
14. #14
    
    Coinbase One

    First Electronic Bank

    2% flat-rate cashback

    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
15. #15
    
    Fidelity Rewards Visa Signature

    Elan Financial Services

    2% flat-rate cashback

    When deposited into an eligible Fidelity account
    2%
16. #16
    
    Graphite Business Cash Unlimited

    American Express

    2% flat-rate cashback

    Unlimited 2% cash back on eligible purchases
    2%
17. #17
    
    Ink Business Premier

    Chase

    2% flat-rate cashback

    2.5% on purchases of $5,000 or more per transaction
    2%
18. #18
    
    Intuit Business

    WebBank

    2% flat-rate cashback
    2%
19. #19
    
    Navy Federal cashRewards Plus

    Navy Federal

    2% flat-rate cashback

    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
20. #20
    
    PNC Cash Unlimited

    PNC

    2% flat-rate cashback
    2%

PlayStation Plus subscription tiers and Game Pass-style game catalogs may also fall under streaming services coding on some issuers, which means the Amex Blue Cash Preferred can occasionally earn 6 percent. Online shopping bonus cards such as Bank of America Customized Cash and Chase Freedom Flex during rotating online quarters remain reliable defaults for game and DLC purchases.

Last updated July 28, 2026