Best credit card to use at PlayStation Store.
The PlayStation Store is Sony's digital storefront for PS4 and PS5 games, downloadable content, PlayStation Plus subscriptions, and movies. Purchases happen directly through the console or on store.playstation.com. Card networks often code PlayStation Store charges as digital goods or entertainment, which can trigger entertainment category bonuses on cards like the Capital One SavorOne.
Picks without a tag earn at PlayStation Store both in-store and online. Watch for theOnline onlytag — those bonuses only apply on store.playstation.com.
- #1Discover it Cash Backthis quarterDiscover5% on entertainment this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #2Discover it for Studentsthis quarterDiscover5% on entertainment this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #3Discover it Securedthis quarterDiscover5% on entertainment this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #4NHL Discover itthis quarterDiscover5% on entertainment this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #5US Bank Business Essentials Plusif it’s your top categoryU.S. Bank5% on entertainment if it's your top eligible spend category that cycle (up to $200,000/year, then 2%)Automatically on your top eligible spend category each month from 8 eligible (accounting & tax services, airlines, cell phone service providers, dining, entertainment, office supply stores, postal & shipping services, utilities), up to $200,000 a year5%
- #6Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #73%
- #83%
- #93%
- #10Synchrony3% on entertainmentMovie theaters, concerts, amusement parks, digital goods, and gym or golf memberships. 4% when you split the purchase in Venmo and friends pay you back within 30 days.3%
- #113%
- #12Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #13Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #14Citi Strataif you select itCiti3x points on entertainment if you select it as a bonus category3x on one eligible self-select category of your choice: Select Streaming Services (the default), Fitness Clubs, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores. Changeable once per calendar quarter.3.0%3x points
- #15Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingEligible U.S. online retail purchases2.0%4x points
- #162%
- #172%
- #182%
- #19First Electronic Bank2% flat-rate cashbackTiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.2%
- #20Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
PlayStation Plus subscription tiers and Game Pass-style game catalogs may also fall under streaming services coding on some issuers, which means the Amex Blue Cash Preferred can occasionally earn 6 percent. Online shopping bonus cards such as Bank of America Customized Cash and Chase Freedom Flex during rotating online quarters remain reliable defaults for game and DLC purchases.
Last updated October 23, 2026