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01 · overview

Fidelity Rewards Visa Signature

2% on everything else · $0 annual fee

Fidelity Rewards Visa Signature
Annual fee
$0
No fee
Sign up bonus
—
No current offer
Credits
$20
1 credit
Median FICO
749
Approved
Median income
$170,000
Approved
Our take

The Fidelity Rewards Visa Signature earns a flat 2% cash back on every purchase with no annual fee, which puts it among the simplest strong earners available, provided you are a Fidelity customer. The 2% rate applies only when rewards are deposited into an eligible Fidelity account, so it suits people who already invest there or are happy to open an account to collect the cash. The card recently dropped its $150 signup bonus, so there is no upfront reward to sweeten the application anymore. No foreign transaction fee and up to $100 in reward points toward Global Entry or TSA PreCheck every 5 years are useful extras. If you want flexible cash back that lands anywhere, look elsewhere, but for Fidelity users this is a solid set-and-forget card.

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02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Everything Else
When deposited into an eligible Fidelity account
2%
Credits & rebates
BenefitValue
Global Entry or TSA PreCheck Credit
Up to $100 in Reward Points (worth $100 toward the application fee) when you apply for Global Entry or TSA PreCheck.
$100 every 5 yr
Total annual credits$20
03 · card details

Card details

Regular APR
16.49%–26.49% variable
Foreign transaction fee
None
04 · approval odds

Approval odds

n = 13 · 12 approved · 1 denied
Median FICO
749
Median income
$170,000
Credit history
3 yrs
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05 · news

In the news