Fidelity Rewards Visa Signature

The pitch is one clean number: 2% back on every purchase, with no categories to track and no annual fee, provided you deposit the rewards into an eligible Fidelity account. That makes it a legitimate everyday default card for anyone who already banks or invests with Fidelity, and the lack of a foreign transaction fee means it travels well too. There's also a Global Entry or TSA PreCheck credit worth up to $100 in Reward Points toward the application fee, available every 5 years. Two caveats: the 2% is tied to that Fidelity deposit, so the card is much less interesting if you don't want a Fidelity account, and the signup bonus was removed in July 2026, so there's no upfront sweetener to earn anymore. With a regular APR of 16.49% to 26.49% and no intro APR offer, this is a card to pay in full and hold for the flat rate, not to finance with.