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01 · overview

Fidelity Rewards Visa Signature

2% on everything else · $0 annual fee

Fidelity Rewards Visa Signature
Annual fee
$0
No fee
Sign up bonus
No current offer
Credits
$20
1 credit
Median FICO
748
Approved
Median income
$207,500
Approved
Our take

The Fidelity Rewards Visa Signature is a clean flat-rate play: 2% back on every purchase with no annual fee and no foreign transaction fee, which puts it at the top tier for uncomplicated everyday spending. The condition to understand is that the 2% holds when rewards are deposited into an eligible Fidelity account, so this really only works if you already bank or invest with Fidelity. It also reimburses up to $100 in points toward a Global Entry or TSA PreCheck application fee once every five years, a small but genuine extra for a no-fee card. Worth noting that the $150 welcome bonus was pulled in July 2026, so there is no sign-up offer to sweeten the first year. There is also no intro APR and the regular rate runs 16.49% to 26.49%, so this is a card to pay in full, not to finance with.

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02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Everything Else
When deposited into an eligible Fidelity account
2%
Credits & rebates
BenefitValue
Global Entry or TSA PreCheck Credit
Up to $100 in Reward Points (worth $100 toward the application fee) when you apply for Global Entry or TSA PreCheck.
$100 every 5 yr
Total annual credits$20
03 · card details

Card details

Regular APR
16.49%–26.49% variable
Foreign transaction fee
None
04 · approval odds

Approval odds

n = 8 · 7 approved · 1 denied
Median FICO
748
Median income
$207,500
Credit history
1 yr
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