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20 cards ranked

Best credit card to use at Philo.

StreamingEntertainment

Philo is a low-cost live TV streaming service focused on entertainment, lifestyle, and reality programming from networks like AMC, Discovery, A&E, and Comedy Central, deliberately skipping pricier sports and local broadcast channels to keep its monthly price well below competitors like Hulu with Live TV or YouTube TV. The service is subscription only, with no cable box or contract required. There is no Philo co-brand credit card, so a streaming or entertainment category card, or a flat-rate cashback card, is the practical way to earn rewards on a Philo subscription charge.

  1. #1
    American Express
    6% on streaming
    Select U.S. streaming subscriptions
    6%
  2. #2
    Chase Freedom Flexthis quarter
    Chase
    5% on entertainment this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Q3 2026: gas stations and EV charging, public transit, select live entertainment, and donations to United Way
    5%
  3. #3
    Chase
    3x points on streaming
    3.8%3x points
  4. #4
    Comenity Capital Bank
    3% on streaming
    3%
  5. #5
    Capital One
    3% on entertainment
    Also 8% on Capital One Entertainment
    3%
  6. #6
    Capital One
    3% on entertainment
    3%
  7. #7
    Capital One
    3% on entertainment
    3%
  8. #8
    Citi Strataif you select it
    Citi
    3x points on streaming if you select it as a bonus category
    3x on one eligible self-select category of your choice: Select Streaming Services (the default), Fitness Clubs, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores. Changeable once per calendar quarter.
    3.0%3x points
  9. #9
    Comenity Capital Bank
    3x points on streaming
    Streaming, cable, and internet subscriptions
    3.0%3x points
  10. #10
    Venmo Credit Cardif it’s your top category
    Synchrony
    3% on entertainment if it's your top eligible spend category that cycle
    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%
  11. #11
    Wells Fargo
    3x points on streaming
    3.0%3x points
  12. #12
    Robinhood
    3% flat-rate cashback
    3%
  13. #13
    Chase
    2x points on streaming
    Select streaming services
    2.4%2x points
  14. #14
    Bank of America
    2x points on streaming
    2.0%2x points
  15. #15
    Barclays
    2% on streaming
    Streaming services like Netflix, Disney+ and Spotify
    2%
  16. #16
    U.S. Bank
    2x points on streaming
    2.0%2x points
  17. #17
    U.S. Bank
    2x points on streaming
    2.0%2x points
  18. #18
    American Express
    2% flat-rate cashback
    2%
  19. #19
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  20. #20
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%

Last updated July 28, 2026