Safeway forU American Express
$50 welcome bonus · 5% on groceries · $0 annual fee
The Safeway forU American Express is built for regular Albertsons Companies shoppers: 5% back on online and app grocery orders placed through banner sites like safeway.com, and 3% on in-store grocery and pharmacy purchases at Safeway, Vons, Jewel-Osco, ACME and the other family stores, all with no annual fee. It also pays a broader 3% on gas, dining, utilities and streaming, which gives it more everyday reach than most store-branded cards. The tradeoff is that the headline grocery rates only apply at Albertsons-family stores, and everything else earns a flat 1%. The $50 signup bonus is modest, and purchases at Albertsons stores don't count toward the $1,000 spend needed to earn it. No foreign transaction fees and access to Amex Offers round it out as a solid, no-cost pick if one of these chains is your regular grocery stop.
Earn rates & credits
| Category | Rate |
|---|---|
Groceries Online and app orders (delivery and pickup) placed through Albertsons Companies banner sites such as safeway.com; in-store purchases earn 3% | 5% |
Groceries In-store grocery and pharmacy purchases at Albertsons Companies banners, including prescriptions, immunizations and eligible over-the-counter health products | 3% |
Gas | 3% |
Dining | 3% |
Utilities | 3% |
Streaming | 3% |
Everything Else | 1% |
Card details
Regular APR | 21.24%–34.24% variable |
Foreign transaction fee | None |