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01 · overview

PlayStation Visa

$100 welcome bonus · 5x on playstation · $0 annual fee

PlayStation Visa
Annual fee
$0
No fee
Sign up bonus
$100
After $500 in 2 mo
Credits
4 perks
Median FICO
Approved
Median income
Approved
Our take

For anyone who spends regularly on PlayStation, this card earns 5 points per dollar at PlayStation, PlayStation Direct and the Sony Store, and 3x on streaming, cable and internet subscriptions, all with no annual fee. Points redeem for PlayStation Store codes and digital gift cards, and spending $6,000 in a calendar year triggers a 12-month PlayStation Plus Premium membership, which is a real benefit if you were paying for it anyway. Dining and groceries at 2x give it some everyday use, but everything else is 1x, so it is a companion card rather than a daily driver. The $100 statement credit after $500 in 60 days is one of the easier opening offers to clear. Watch the fine print though: there is a foreign transaction fee, and the regular APR runs 17.74% to 31.74%, which would erase the rewards fast if you carried a balance.

Welcome bonus
$100
After $500 in 2 mo
$100 statement credit after $500 in purchases within 60 days of account opening
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
PlayStation
PlayStation, PlayStation Direct, and Sony Store purchases
5x
Streaming
Streaming, cable, and internet subscriptions
3x
Dining
Includes takeout and delivery
2x
Groceries
Grocery store purchases
2x
Everything Else
1x
Credits & rebates
No credits or rebates tracked.
Perks & protections
PlayStation Plus Premium Membership
12-month PlayStation Plus Premium membership after $6,000 in purchases in a calendar year
PlayStation Store redemptions
Points redeemable for PlayStation Store codes and digital gift cards via the Account Center
Visa Zero Liability
Protection against unauthorized transactions
Roadside Dispatch
24/7 pay-per-use roadside assistance via Visa
03 · card details

Card details

Regular APR
17.74%–31.74% variable
Foreign transaction fee
Yes
04 · approval odds

Approval odds

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05 · reading

Further reading