PlayStation Visa

If you buy a lot from PlayStation, this card earns 5 points per dollar at PlayStation, PlayStation Direct, and the Sony Store, and nowhere else, which is the single reason to carry it. Around that sit some genuinely competitive everyday rates for a no annual fee store card: 3x on streaming, cable, and internet subscriptions, and 2x on dining including takeout and delivery, plus 2x at grocery stores. A $100 statement credit after $500 in purchases within 60 days is easy to clear, and hitting $6,000 in purchases in a calendar year earns a 12-month PlayStation Plus Premium membership. The limits are real: everything else earns 1 point per dollar, points redeem into PlayStation Store codes and digital gift cards rather than cash, the card charges foreign transaction fees, and the APR range tops out at 31.74%. This is a card for a committed PlayStation household, not a general-purpose earner.