PlayStation Visa
$100 welcome bonus · 5x on playstation · $0 annual fee
The PlayStation Visa makes the most sense for dedicated PlayStation players: it earns 5 points per dollar on PlayStation, PlayStation Direct, and Sony Store purchases, and those points can go back into PlayStation Store codes and digital gift cards. It also earns 3 points per dollar on streaming, cable, and internet subscriptions and 2 points on dining and groceries, all with no annual fee, and the $100 statement credit after just $500 in purchases within 60 days is an easy bonus to hit. The 12-month PlayStation Plus Premium membership is a nice extra, but it takes $6,000 in purchases in a calendar year to unlock, which is a lot of spending on a card that earns only 1 point per dollar outside its categories. It also charges a foreign transaction fee and carries an APR of up to 31.74%, so pay it in full and leave it home when you travel. Keep it for gaming and subscriptions, and put general spending on something stronger.
Earn rates & credits
| Category | Rate |
|---|---|
PlayStation PlayStation, PlayStation Direct, and Sony Store purchases | 5x |
Streaming Streaming, cable, and internet subscriptions | 3x |
Dining Includes takeout and delivery | 2x |
Groceries Grocery store purchases | 2x |
Everything Else | 1x |
Card details
Regular APR | 17.74%–31.74% variable |
Foreign transaction fee | Yes |