Capital One Venture Business
100,000 miles welcome · 5x on hotels & car rentals (via portal) · $95/yr
The Venture Business is built for owners who want a simple flat earn: 2 miles per dollar on everything, with 5x on hotels, vacation rentals, and rental cars booked through Capital One Business Travel, and no foreign transaction fees. The welcome offer was recently cut from 150,000 to 100,000 miles, and it now takes $10,000 in spend within 3 months to earn it, so it fits a business with real monthly volume. Against the $95 annual fee, the $50 Business Travel credit and up to $50 in software and advertising credits can cover the cost on their own if you use both. Free employee cards that earn miles on the primary account help pool rewards quickly. The catch is that the best extras, including the travel credit and the 5x rate, run through Capital One's own booking portal, so outside of that this is a straightforward 2x card.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels & Car Rentals (via Portal) Hotels, vacation rentals, and rental cars booked through Capital One Business Travel | 5x |
Everything Else | 2x |
| Benefit | Value |
|---|---|
Business Travel Credit $50 annual credit for purchases made through Capital One Business Travel | $50 /yr |
Software and Advertising Credit Up to $50 annual statement credit for qualifying software and advertising purchases | $50 /yr |
Global Entry / TSA PreCheck Credit Up to $120 statement credit for Global Entry or TSA PreCheck application fee | $120 every 4 yr |
| Total annual credits | $130 |
Card details
Regular APR | 24.49% variable |
Foreign transaction fee | None |