Capital One Venture Business

Venture Business earns a flat 2x miles on every purchase with a $95 annual fee, which makes it a clean fit for a business whose spending is spread across categories that no bonus structure captures well. The current 100,000 mile bonus after $10,000 in three months is the headline, though be aware it has moved twice recently: up to 150,000 in June, then back down to 100,000 in July, so the offer is clearly in flux. Recurring value comes from a $50 annual Capital One Business Travel credit, up to $50 a year in software and advertising statement credits, and up to $120 toward Global Entry or TSA PreCheck every four years, plus free employee cards that earn on the primary account. Bookings through Capital One Business Travel earn 5x on hotels, vacation rentals, and rental cars, so the top rate requires using that portal. The $10,000 spending requirement is the real gate here: if your business can't clear it in three months, most of the card's first-year value disappears.