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01 · overview

Capital One Venture Rewards

by Capital OneMiles

75,000 miles welcome · 5x on hotels & car rentals (via portal) · $95/yr

Capital One Venture Rewards
Annual fee
$95
Per year
Sign up bonus
75K mi
After $4,000 in 3 mo · ≈ $750
Credits
$30
1 credit · 2 perks
Median FICO
760
Approved
Median income
$60,000
Approved
Our take

The Venture Rewards earns a flat 2 miles per dollar on everything, which makes it one of the easiest travel cards to use well without tracking bonus categories. It adds 5x on hotels and rental cars booked through Capital One Travel and 5x on Capital One Entertainment ticket purchases, though that entertainment rate covers only that platform, not general entertainment or dining. The welcome offer of 75,000 miles after $4,000 in spend within 3 months, plus a $250 travel credit in the first year, more than covers the $95 annual fee early on. Ongoing perks are light: the Global Entry or TSA PreCheck credit and Lifestyle Collection hotel credits are the main extras, with no lounge access or annual travel credit. It ranks #7 on our Best Travel Credit Cards list, and it suits travelers who want a steady 2x on all spending and no foreign transaction fees.

Welcome bonus
75K mi
After $4,000 in 3 mo · ≈ $750
Plus $250 travel credit in first cardholder year
Apply nowApply with referral
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Hotels & Car Rentals (via Portal)
5x
Entertainment (via Portal)
Capital One Entertainment platform purchases only, excludes general entertainment, dining reservations, and Capital One Dining
5x
Everything Else
2x
Estimated value: 1.0¢/mile
Credits & rebates
BenefitValue
Global Entry / TSA PreCheck Credit
Up to $120 statement credit for Global Entry or TSA PreCheck application fee
$120 every 4 yr
Total annual credits$30
Perks & protections
Lifestyle Collection Experience Credit
$50 experience credit on every Lifestyle Collection hotel or vacation rental stay (niche premium-property bookings only)
50% Off Handcrafted Beverages
50% off all handcrafted beverages every day at any Capital One Café nationwide.
03 · card details

Card details

Regular APR
19.49%–28.49% variable
Foreign transaction fee
None
04 · approval odds

Approval odds

n = 8 · 4 approved · 4 denied
Median FICO
760
Median income
$60,000
Credit history
3 yrs
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05 · product changes

Product changes

Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.

Changed into
Capital One Venture RewardsCapital One Venture Rewards
Capital One Venture RewardsCapital One Venture Rewards

Based on 1 reported product change. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.

06 · news

In the news

07 · reading

Further reading