Capital One Venture X Business
150,000 miles welcome · 10x on hotels & car rentals (via portal) · $395/yr
Venture X Business is aimed squarely at high-spend companies: 10x miles on hotels and rental cars and 5x on flights and vacation rentals booked through Capital One Business Travel, 2x on everything else, and 150,000 bonus miles after $30,000 of spend in the first 3 months. The $395 annual fee is largely answered by a $300 annual travel credit for Business Travel bookings and 10,000 anniversary miles, with Capital One Lounge, Capital One Landings, and Priority Pass access for the primary cardholder on top. Two catches deserve attention. The bonus is not available to existing or previous Capital One business cardholders, and complimentary guest lounge access only unlocks after $75,000 in annual spend, so the lounge perk is thinner than it first reads if you travel with colleagues. Unlimited free employee and virtual cards that also earn 2x make it practical to concentrate company spend in one account, but the $30,000 bonus threshold means this card only makes sense at real scale.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels & Car Rentals (via Portal) Hotels and rental cars booked through Capital One Business Travel | 10x |
Flights (via Portal) Flights and vacation rentals booked through Capital One Business Travel | 5x |
Everything Else | 2x |
| Benefit | Value |
|---|---|
Annual Travel Credit $300 credit each anniversary year, applied automatically for flights, hotels, and rental cars booked through Capital One Business Travel | $300 /yr |
Global Entry / TSA PreCheck Credit Up to $120 statement credit for Global Entry or TSA PreCheck application fee, once every 4 years | $120 every 4 yr |
Premier Collection Experience Credit $100 experience credit per booking at Premier Collection luxury hotels and vacation rentals, plus daily breakfast and room upgrades when available | $100 |
| Total annual credits | $330 |
Card details
Foreign transaction fee | None |