The Hawaiian Airlines Business Mastercard offers a solid 3 points per dollar on Hawaiian and Alaska Airlines purchases, making it a strong choice for businesses with frequent travel to Hawaii or Alaska. The card also provides 2 points per dollar on gas, dining, and office supplies, which can add up for everyday business expenses. However, the $99 annual fee and a regular APR starting at 20.24% mean you'll need to leverage the rewards to offset these costs. The 50,000-mile signup bonus, earned after spending $4,000 in the first three months, is a notable perk for new cardholders. For high spenders, there's an opportunity to earn up to 40,000 additional bonus points annually, but it requires significant spending to reach those thresholds. Overall, it's a niche card best suited for businesses that can maximize its airline and spending bonuses.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines Hawaiian Airlines and Alaska Airlines purchases | 3x |
Gas | 2x |
Dining | 2x |
office_supplies | 2x |
Everything Else | 1x |
| Credit | Value |
|---|---|
Annual Spend Bonus (20k) 20,000 bonus Atmos Rewards points after spending $50,000 in purchases each calendar year | 20,000 points /yr |
Annual Spend Bonus (40k) Additional 40,000 bonus Atmos Rewards points after spending $100,000 or more in purchases each calendar year (in lieu of the 20k tier) | 40,000 points /yr |
One-Time 50% Off Companion Discount One-time 50% off companion discount for roundtrip main cabin travel on eligible flights | $50 |
| Total annual value | 60,000 points |
Card details
Regular APR | 19.49%–29.49% variable |
Foreign transaction fee | None |