20 cards ranked
Best credit card to use at Verizon.
Cell Phone ProvidersPhone
Verizon is the largest US wireless carrier, billing for phone plans, devices and home internet. Wireless and internet charges earn a bonus only on cards that specifically reward phone or internet bills, otherwise they fall to a flat rate, though some cards add cell-phone protection when you pay the bill with them.
- #1Chase5% on phone (up to $25,000/year, then 1%)Phone services; combined $25,000/year cap with office supplies and internet/cable services; 1% thereafter5%
- #2US Bank Cash+ Visa Signatureif you select itU.S. Bank5% on cell phone providers if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #3US Bank Business Essentials Plusif it’s your top categoryU.S. Bank5% on phone if it's your top eligible spend category that cycle (up to $200,000/year, then 2%)Automatically on your top eligible spend category each month from 8 eligible (accounting & tax services, airlines, cell phone service providers, dining, entertainment, office supply stores, postal & shipping services, utilities), up to $200,000 a year5%
- #4American Express Business Goldif it’s your top categoryAmerican Express4x points on phone if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)Automatically on your top 2 spending categories each billing cycle from 6 eligible (U.S. advertising, U.S. electronic goods retailers and software/cloud providers, U.S. restaurants, U.S. gas stations, transit, U.S. wireless telephone service), combined cap. Flights earn 3x via AmexTravel.com.4.8%4x points
- #5World of Hyatt Businessif it’s your top categoryChase2x points on phone if it's your top eligible spend category that cycleAutomatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services4.0%2x points
- #6Chase3x points on phone (up to $150,000/year, then 1%)Phone services (combined $150,000/yr cap with travel, shipping, internet/cable, and advertising)3.8%3x points
- #73.5%5x points
- #83.0%3x points
- #93%
- #10American Express4x points on phoneWireless telephone services purchased directly from U.S. providers2.8%4x points
- #112.1%3x points
- #122.0%2x points
- #132%
- #142%
- #152%
- #16First Electronic Bank2% flat-rate cashbackTiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.2%
- #17Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #18American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #192%
- #202%
Last updated October 23, 2026