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20 cards ranked

Best credit card to use at Staples.

Office SuppliesOnline Shopping

Staples is a U.S. office-supply retailer with about 1,000 stores plus a strong business-to-business operation. In-store and online charges code as office supplies on every card we track. The Chase Ink Business Cash earns 5% back at office-supply stores including Staples (capped at $25K/yr in combined office supply + telecom spend) — typically the strongest pairing for small-business cardholders. Staples also runs a Rewards program issuing points-back on recycling and ink purchases.

Picks without a tag earn at Staples both in-store and online. Watch for theOnline onlytag — those bonuses only apply on staples.com.

  1. #1
    Chase
    5% on office supplies (up to $25,000/year, then 1%)
    Office supply stores; combined $25,000/year cap with internet/cable and phone services; 1% thereafter
    5%
  2. #2
    Barclays
    5x points on office supplies
    5.0%5x points
  3. #3
    Bank of America Cash Rewards SecuredOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  4. #4
    Bank of America Customized Cash RewardsOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  5. #5
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  6. #6
    Robinhood
    3% flat-rate cashback
    3%
  7. #7
    Chase
    5x points on office supplies
    Office supply stores
    2.5%5x points
  8. #8
    Chase
    2x points on office supplies
    2.4%2x points
  9. #9
    Barclays
    2x points on office supplies
    2.0%2x points
  10. #10
    American Express
    4x points on online shopping
    Eligible U.S. online retail purchases
    2.0%4x points
  11. #11
    Barclays
    2x points on office supplies
    2.0%2x points
  12. #12
    American Express
    2% flat-rate cashback
    2%
  13. #13
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  14. #14
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  15. #15
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  16. #16
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  17. #17
    Chase
    2% flat-rate cashback
    2.5% on purchases of $5,000 or more per transaction
    2%
  18. #18
    WebBank
    2% flat-rate cashback
    2%
  19. #19
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  20. #20
    PNC
    2% flat-rate cashback
    2%

Last updated July 28, 2026