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19 cards ranked

Best credit card to use at Pottery Barn Kids.

Home ImprovementOnline Shopping

Pottery Barn Kids is the kids and baby furnishings banner of Williams-Sonoma Inc, with about 80 U.S. stores plus potterybarnkids.com selling cribs, bedding, nursery decor, and gear. The Key Rewards Visa from Capital One earns elevated points across all WSI brands and stacks with the free Key Rewards program, which is helpful for big-ticket nursery setups. General-purpose cards typically code purchases as home improvement or department store in person and online shopping on the web.

Picks without a tag earn at Pottery Barn Kids both in-store and online. Watch for theOnline onlytag — those bonuses only apply on potterybarnkids.com.

  1. #1
    Wells Fargo
    5x points on home improvement
    3.5%5x points
  2. #2
    Bank of America
    3% on home improvement if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  3. #3
    Bank of America
    3% on home improvement if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  4. #4
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  5. #5
    Robinhood
    3% flat-rate cashback
    3%
  6. #6
    Wells Fargo
    3x points on home improvement
    2.1%3x points
  7. #7
    American Express
    4x points on online shopping
    Eligible U.S. online retail purchases
    2.0%4x points
  8. #8
    American Express
    2% flat-rate cashback
    2%
  9. #9
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  10. #10
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  11. #11
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  12. #12
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  13. #13
    Chase
    2% flat-rate cashback
    2.5% on purchases of $5,000 or more per transaction
    2%
  14. #14
    WebBank
    2% flat-rate cashback
    2%
  15. #15
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  16. #16
    PNC
    2% flat-rate cashback
    2%
  17. #17
    U.S. Bank
    2% flat-rate cashback
    2%
  18. #18
    Wells Fargo
    2% flat-rate cashback
    2%
  19. #19
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated July 28, 2026