Best credit card to use at Benjamin Moore.
Benjamin Moore is a premium U.S. paint manufacturer sold through more than 5,000 independent retailers including Aubuchon, Ace Hardware, and dedicated Benjamin Moore shops. Because purchases happen at independent dealers, merchant category coding varies, with some locations coding as home improvement and others as general hardware retail.
Picks without a tag earn at Benjamin Moore both in-store and online. Watch for theOnline onlytag — those bonuses only apply on benjaminmoore.com.
- #1Discover it Cash Backthis quarterDiscover5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #2Discover it for Studentsthis quarterDiscover5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #3NHL Discover itthis quarterDiscover5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #45.0%5x points
- #5Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #63.0%3x points
- #73%
- #82%
- #92%
- #10First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #11Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #12American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #13Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #142%
- #152%
- #162%
- #172%
When a dealer codes as home improvement, cards like the Wells Fargo Bilt and U.S. Bank Cash+ can deliver elevated rewards on Aura, Regal Select, and Advance lines. Ace Hardware locations selling Benjamin Moore can stack ACE Rewards points with credit card cash back, while professional contractors with a Benjamin Moore PRO account get tiered discounts that layer on top of any card rewards.
Last updated May 17, 2026