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19 cards ranked

Best credit card to use at Benjamin Moore.

Home ImprovementOnline Shopping

Benjamin Moore is a premium U.S. paint manufacturer sold through more than 5,000 independent retailers including Aubuchon, Ace Hardware, and dedicated Benjamin Moore shops. Because purchases happen at independent dealers, merchant category coding varies, with some locations coding as home improvement and others as general hardware retail.

Picks without a tag earn at Benjamin Moore both in-store and online. Watch for theOnline onlytag — those bonuses only apply on benjaminmoore.com.

  1. #1
    Wells Fargo
    5x points on home improvement
    3.5%5x points
  2. #2
    Bank of America
    3% on home improvement if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  3. #3
    Bank of America
    3% on home improvement if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  4. #4
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  5. #5
    Robinhood
    3% flat-rate cashback
    3%
  6. #6
    Wells Fargo
    3x points on home improvement
    2.1%3x points
  7. #7
    American Express
    4x points on online shopping
    Eligible U.S. online retail purchases
    2.0%4x points
  8. #8
    American Express
    2% flat-rate cashback
    2%
  9. #9
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  10. #10
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  11. #11
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  12. #12
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  13. #13
    Chase
    2% flat-rate cashback
    2.5% on purchases of $5,000 or more per transaction
    2%
  14. #14
    WebBank
    2% flat-rate cashback
    2%
  15. #15
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  16. #16
    PNC
    2% flat-rate cashback
    2%
  17. #17
    U.S. Bank
    2% flat-rate cashback
    2%
  18. #18
    Wells Fargo
    2% flat-rate cashback
    2%
  19. #19
    Wells Fargo
    2% flat-rate cashback
    2%

When a dealer codes as home improvement, cards like the Wells Fargo Bilt and U.S. Bank Cash+ can deliver elevated rewards on Aura, Regal Select, and Advance lines. Ace Hardware locations selling Benjamin Moore can stack ACE Rewards points with credit card cash back, while professional contractors with a Benjamin Moore PRO account get tiered discounts that layer on top of any card rewards.

Last updated July 28, 2026