Best credit card to use at LL Flooring.
LL Flooring, formerly known as Lumber Liquidators, is a flooring specialty retailer with over 400 U.S. stores selling hardwood, bamboo, vinyl plank, laminate, and tile flooring along with installation supplies. The chain typically codes as home improvement on most credit card networks, which makes it eligible for cards that carry a home improvement bonus category.
Picks without a tag earn at LL Flooring both in-store and online. Watch for theOnline onlytag — those bonuses only apply on llflooring.com.
- #1Discover it Cash Backthis quarterDiscover5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #2Discover it for Studentsthis quarterDiscover5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #3NHL Discover itthis quarterDiscover5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #45.0%5x points
- #5Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #63.0%3x points
- #73%
- #82%
- #92%
- #10First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #11Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #12American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #13Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #142%
- #152%
- #162%
- #172%
Cards like the U.S. Bank Cash+ and Bank of America Customized Cash can route LL Flooring purchases into a selectable bonus, while the Chase Freedom Flex sometimes features home improvement in its 5 percent rotating quarters. Whole-house flooring projects are large enough to clear most credit card signup bonus minimums in a single transaction.
Last updated May 17, 2026