Delta SkyMiles Gold Business American Express
90,000 miles welcome · 2x on airlines · $150/yr

For a small business that puts people on Delta flights, the Gold Business pays for its $150 annual fee through baggage alone: a free first checked bag worldwide and a free second bag domestically for the cardmember and up to 8 companions on the same reservation. Earning covers common business lines at 2x on Delta purchases, restaurants worldwide, and U.S. shipping providers, with U.S. advertising in select media also at 2x under its own $50,000 annual cap, and 1x on everything else. The welcome offer is back at 90,000 miles after $6,000 in 6 months and ends November 4, 2026, though it has bounced between 60,000 and 90,000 four times since May, so timing an application around it is a gamble. Annual credits are useful but conditional: up to $150 on Delta Stays bookings, up to $10 a month on U.S. rideshare after your first renewal, and a $200 Delta Flight Credit that requires $10,000 of spend in a calendar year. Fair value for a Delta-heavy travel budget, thin if your team flies other airlines.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines Delta purchases | 2x |
Dining Restaurants worldwide | 2x |
Shipping U.S. shipping providers; U.S. advertising in select media also earns 2x with its own separate $50,000 annual cap on first $50,000/yr, then 1x | 2x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
$150 Delta Stays Credit Up to $150 annual statement credit on prepaid hotels or vacation rentals booked through Delta Stays on delta.com. | $150 /yr |
20% Inflight Purchase Credit 20% savings in the form of a statement credit on eligible Delta in-flight food and beverage purchases. | 20% |
Rideshare Statement Credit Up to $10 in statement credits each month on U.S. rideshare purchases with select providers, after first card renewal | $120 /yr |
| Total annual credits | $270 |
Card details
Regular APR | 19.49%–28.49% variable |
Foreign transaction fee | None |