Delta SkyMiles Gold Business American Express
90,000 miles welcome · 2x on airlines · $150/yr
The Delta Gold Business pairs a strong current welcome offer, 90,000 miles after $6,000 in spend over 6 months, with the same practical Delta perks as the personal version: first checked bag free on Delta flights for you and up to 8 companions, priority boarding, and 15% off award flights. That offer has bounced between 60,000 and 90,000 miles several times since July and is set to end November 4, 2026, so timing matters if you want the higher number. For a $150 annual fee, the up to $150 Delta Stays credit can offset most of the cost if you book hotels through delta.com anyway. Ongoing earning is ordinary at 2 miles per dollar on Delta, restaurants, and U.S. shipping (shipping capped at $50,000 a year), with 1 mile on everything else. Pick it if your business flies Delta often enough to use the bag benefit, but don't expect it to compete as a primary spending card.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines Delta purchases | 2x |
Dining Restaurants worldwide | 2x |
Shipping U.S. shipping providers; U.S. advertising in select media also earns 2x with its own separate $50,000 annual cap on first $50,000/yr, then 1x | 2x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
$150 Delta Stays Credit Up to $150 annual statement credit on prepaid hotels or vacation rentals booked through Delta Stays on delta.com. | $150 /yr |
20% Inflight Purchase Credit 20% savings in the form of a statement credit on eligible Delta in-flight food and beverage purchases. | 20% |
Rideshare Statement Credit Up to $10 in statement credits each month on U.S. rideshare purchases with select providers, after first card renewal | $120 /yr |
| Total annual credits | $270 |
Card details
Regular APR | 19.49%–28.49% variable |
Foreign transaction fee | None |