Capital One Venture X Rewards
75,000 miles welcome · 10x on hotels & car rentals (via portal) · $395/yr
The Venture X makes a premium card unusually easy to justify: the $300 annual travel credit and 10,000 anniversary miles roughly cancel out the $395 annual fee, leaving lounge access through Capital One Lounges and Priority Pass Select as the payoff. It earns 2 miles per dollar on everything, 10x on hotels and rental cars and 5x on flights booked through Capital One Travel, plus 5x on Capital One Entertainment ticket purchases on that platform only. The welcome offer of 75,000 miles after $4,000 in spend within 3 months is a reachable target, and it lands the card at #7 on our Best Credit Card Signup Bonuses list. The catch is that the travel credit only works on bookings through Capital One Travel, so if you prefer booking directly with airlines and hotels, the math gets tighter. For frequent travelers, it ranks #3 on our Best Travel Credit Cards list as our Best Premium pick, backed by a Global Entry or TSA PreCheck credit, Hertz President's Circle status, and cell phone protection up to $800.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels & Car Rentals (via Portal) | 10x |
Flights (via Portal) | 5x |
Entertainment (via Portal) Capital One Entertainment platform purchases only — excludes general entertainment, dining reservations, and Capital One Dining | 5x |
Everything Else | 2x |
| Benefit | Value |
|---|---|
Annual Travel Credit Credit for bookings through Capital One Travel portal | $300 /yr |
Global Entry / TSA PreCheck Credit Up to $120 statement credit for Global Entry or TSA PreCheck application fee | $120 every 4 yr |
PRIOR Subscription Complimentary PRIOR subscription for extraordinary travel experiences and destination guides | $149 /yr |
| Total annual credits | $479 |
Card details
Regular APR | 19.49%–28.49% variable |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Capital One Venture X Rewards
Capital One Venture X RewardsBased on 2 reported product changes. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.