Capital One Quicksilver Cash Rewards
$200 welcome bonus · 5% on hotels & car rentals (via portal) · $0 annual fee

The Quicksilver is about as simple as cash back gets: an unlimited 1.5% on every purchase with no annual fee, plus 5% on hotels and rental cars booked through Capital One Travel. New cardholders can earn a $200 bonus after $500 in spending within 3 months, a low bar, and a 15-month 0% intro APR on purchases and balance transfers adds real value for a big purchase or a debt payoff. That combination earns it the #5 spot on our Best Cash Back Credit Cards list. The catch is that 1.5% is a modest flat rate, so if you want the most from everyday spending, a card with stronger categories or a higher flat rate will beat it. Price Drop Protection and the Price Match Guarantee on Capital One Travel bookings are minor extras, and no foreign transaction fee makes it an easy card to take abroad.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels & Car Rentals (via Portal) | 5% |
Everything Else | 1.5% |
Card details
Regular APR | 18.49%–28.49% variable |
Intro APR on purchases | 0% for 15 months |
Intro APR on balance transfers | 0% for 15 months |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Capital One Quicksilver Cash Rewards
Capital One Quicksilver Cash RewardsBased on 5 reported product changes. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.