17 cards ranked
Best credit card to use at Pottery Barn.
Online ShoppingHome Improvement
Pottery Barn is a U.S. home furnishings retailer with about 200 stores, owned by Williams-Sonoma Inc. (also West Elm, Pottery Barn Kids). Stores code as furniture/home improvement; potterybarn.com codes as online shopping. The Key Rewards loyalty program is free, spans all Williams-Sonoma sister brands, and earns 2% in Key Rewards points; pairing it with the Key Rewards co-branded Mastercard adds an additional 5% on Williams-Sonoma family purchases.
Picks without a tag earn at Pottery Barn both in-store and online. Watch for theOnline onlytag — those bonuses only apply on potterybarn.com.
- #1Citi Custom Cashif it’s your top categoryCiti5% on home improvement if it's your top eligible spend category that cycle (up to $500/month, then 1%)Automatically on your top eligible spend category each billing cycle5%
- #2Discover it Cash Backthis quarterDiscover5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #3Discover it for Studentsthis quarterDiscover5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #4NHL Discover itthis quarterDiscover5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #55.0%5x points
- #6Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #73.0%3x points
- #8Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingU.S. online retail purchases2.0%4x points
- #93%
- #102%
- #112%
- #12First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #13Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #14American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #152%
- #162%
- #172%