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17 cards ranked

Best credit card to use at Pottery Barn.

Online ShoppingHome Improvement

Pottery Barn is a U.S. home furnishings retailer with about 200 stores, owned by Williams-Sonoma Inc. (also West Elm, Pottery Barn Kids). Stores code as furniture/home improvement; potterybarn.com codes as online shopping. The Key Rewards loyalty program is free, spans all Williams-Sonoma sister brands, and earns 2% in Key Rewards points; pairing it with the Key Rewards co-branded Mastercard adds an additional 5% on Williams-Sonoma family purchases.

Picks without a tag earn at Pottery Barn both in-store and online. Watch for theOnline onlytag — those bonuses only apply on potterybarn.com.

  1. #1
    Citi Custom Cashif it’s your top category
    Citi
    5% on home improvement if it's your top eligible spend category that cycle (up to $500/month, then 1%)
    Automatically on your top eligible spend category each billing cycle
    5%
  2. #2
    Discover
    5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  3. #3
    Discover
    5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  4. #4
    NHL Discover itthis quarter
    Discover
    5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  5. #5
    Wells Fargo
    5x points on home improvement
    5.0%5x points
  6. #6
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  7. #7
    Wells Fargo
    3x points on home improvement
    3.0%3x points
  8. #8
    American Express
    4x points on online shopping
    U.S. online retail purchases
    2.0%4x points
  9. #9
    Robinhood
    3% flat-rate cashback
    3%
  10. #10
    American Express
    2% flat-rate cashback
    2%
  11. #11
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  12. #12
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  13. #13
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  14. #14
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  15. #15
    U.S. Bank
    2% flat-rate cashback
    2%
  16. #16
    Wells Fargo
    2% flat-rate cashback
    2%
  17. #17
    Wells Fargo
    2% flat-rate cashback
    2%