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18 cards ranked

Best credit card to use at Marshalls.

Department Store

Marshalls is an off-price retail chain owned by TJX Companies, with about 1,200 U.S. stores selling apparel, home, and accessories at discount prices. Codes as department stores on most cards. The TJX Rewards Mastercard offers 5% back at Marshalls, TJ Maxx, HomeGoods, Sierra, and Homesense — typically the best rate for heavy TJX shoppers. Otherwise pair with a department-store-bonus card or a flat-rate cashback card.

  1. #1
    U.S. Bank
    5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  2. #2
    Robinhood
    3% flat-rate cashback
    3%
  3. #3
    American Express
    2% flat-rate cashback
    2%
  4. #4
    Capital One
    2% flat-rate cashback
    2%
  5. #5
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  6. #6
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  7. #7
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  8. #8
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  9. #9
    Chase
    2% flat-rate cashback
    2.5% on purchases of $5,000 or more per transaction
    2%
  10. #10
    WebBank
    2% flat-rate cashback
    2%
  11. #11
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  12. #12
    PenFed Credit Union
    2% flat-rate cashback
    2% with PenFed Honors Advantage (current or former military, or a PenFed Access America checking account); 1.5% otherwise
    2%
  13. #13
    PNC
    2% flat-rate cashback
    2%
  14. #14
    U.S. Bank
    2% flat-rate cashback
    2%
  15. #15
    TD Bank
    2% flat-rate cashback
    Earns 2 points per dollar; 1 point is worth 1 cent, with a 2,500 point minimum to redeem as a statement credit or a deposit to a TD checking or savings account
    2%
  16. #16
    Truist
    2% flat-rate cashback
    2%
  17. #17
    Wells Fargo
    2% flat-rate cashback
    2%
  18. #18
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated September 14, 2026