Wells Fargo Signify Business Cash

The Signify Business Cash is the simplest business card to run: a flat 2% cash back on every purchase with no annual fee, so there are no categories to track and no quarterly activation to remember. The $500 bonus after $5,000 of spend in the first three months is easy money for most businesses with real expenses, and it earned a spot at #15 on our Best Credit Card Signup Bonuses list with the Best No Fee badge. The 12 month 0% intro APR on purchases gives you a year to finance equipment or inventory without interest, which matters more for a small business than most consumer perks. The catch is that this card charges foreign transaction fees, so it is the wrong tool for overseas spend or foreign vendors. Beyond up to $250,000 of travel accident insurance on tickets bought with the card, there is nothing else here, and that is the point.