14 cards ranked
Best credit card to use at Dollar Tree.
Department Store
Dollar Tree is a U.S. discount retail chain with about 8,000 domestic stores, selling household goods, snacks, and party supplies at fixed price points. Codes as discount stores or department stores depending on the card; some banks classify it as grocery in mixed-merchandise transactions. Average ticket sizes are very small, so the absolute earn from any bonus card is modest. A flat-rate 2% cashback card is usually the cleanest pairing.
- #1US Bank Cash+ Visa Signatureif you select itU.S. Bank5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #23%
- #32%
- #42%
- #5First Electronic Bank2% flat-rate cashbackTiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.2%
- #6Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #7American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #82%
- #92%
- #10Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #112%
- #122%
- #132%
- #142%
Last updated July 28, 2026