The Atmos Rewards Summit card from Bank of America is designed for frequent travelers who can leverage its robust airline perks, including 3 points per dollar on airlines, dining, and foreign transactions. The standout feature is the 80,000-point signup bonus, plus a 25,000-point Global Companion Award, after spending $4,000 in the first 90 days. However, the $395 annual fee is steep, so you'll need to make full use of benefits like the annual 25,000-point Companion Award, free checked bags, and Alaska Lounge passes to justify the cost. The card's lack of foreign transaction fees is a plus for international travelers, but keep in mind that outside of travel and dining, the earn rate drops to 1 point per dollar. If your spending aligns with its strengths, it could be a valuable addition to your wallet.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines | 3x |
Dining | 3x |
foreign_transactions | 3x |
Everything Else | 1x |
| Credit | Value |
|---|---|
Annual Global 25K Companion Award Receive a 25,000-point Global Companion Award each card anniversary year | 25,000 points /yr |
Global 100K Companion Award Earn a 100,000-point Global Companion Award after spending $60,000 or more on purchases in a card anniversary year | 100,000 points /yr |
Alaska Lounge Passes 8 Alaska Lounge passes plus 8 Wi-Fi passes each anniversary year | $500 /yr |
Global Entry / TSA PreCheck Credit Up to $120 statement credit for Global Entry or TSA PreCheck application fees, once | $120 |
Partner Award Booking Fee Waiver Up to $25 per person, per round-trip booking fee waived on partner award flights | $25 |
Travel Delay Voucher $50 voucher for meals or drinks on same-day cancellations or delays of 2+ hours on Alaska or Hawaiian flights | $50 |
Status Points Boost 10,000 annual status points each card anniversary plus 1 status point per $2 spent toward Atmos Rewards elite status | 10,000 points /yr |
| Total annual value | $500 |
Card details
Foreign transaction fee | None |