The Altitude Reserve's pitch is its $325 annual travel credit, which is generous enough to cut the $400 annual fee down to $75 in practice, and it stacks with unlimited Priority Pass Select lounge access and a $100 Global Entry or TSA PreCheck credit every five years. The catch is the fine print on that credit: it only applies to travel purchases paid through a mobile wallet, so you have to change how you pay to collect it. The bigger catch is that U.S. Bank is no longer accepting applications for this card, so it is only relevant if you already hold it. If you do, the math still works as long as you use the full travel credit each year and get real value out of the lounge access. If you don't, there is no way in right now.
Earn rates & credits
| Benefit | Value |
|---|---|
Annual Travel Credit Credit for travel purchases made with a mobile wallet | $325 /yr |
Global Entry / TSA PreCheck Credit Statement credit for Global Entry or TSA PreCheck application fee | $100 every 5 yr |
| Total annual credits | $345 |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
US Bank Altitude Reserve Visa InfiniteBased on 3 reported product changes. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.