Truist Business Travel Rewards

This is an entry-level business travel card: 2x miles on airlines, hotels, and car rentals, 1x elsewhere, no foreign transaction fees, and a $49 annual fee that is waived the first year. The 20,000 mile bonus after just $2,000 in spend within three months is an unusually low hurdle, and the card covers a Global Entry or TSA PreCheck application fee up to $120 once every four years, which alone more than offsets two years of the fee. Truist depositors can add 10%, 25%, or 50% to the value of miles redeemed for travel depending on their relationship tier, which is where this card gets most interesting. The tradeoff is a thin ceiling: 2x on travel and 1x on everything else is modest by business card standards, and there is no lounge access or travel credit to fall back on. It suits a small business that already banks with Truist and wants cheap, no-fuss travel earning, not one chasing premium perks.