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01 · overview

NFL Extra Points American Express

$100 welcome bonus · 3% on entertainment · $0 annual fee

NFL Extra Points American Express
Annual fee
$0
No fee
Sign up bonus
$100
After $500 in 3 mo
Credits
1 credit · 3 perks
Median FICO
Approved
Median income
Approved
Our take

If you actually spend money on football, this card pays for it: 3% back on NFLShop.com, NFL stadium purchases and NFL game tickets bought through team ticket offices, Ticketmaster, SeatGeek or Sports Illustrated Tickets, plus a standing 25% off NFLShop.com with code EXTRAPOINTS4. Outside that it is a reasonable 2% on dining and food delivery, groceries, sporting goods and gym memberships, though everything else drops to 1%. The $100 statement credit after $500 in the first 90 days is fine, but note the fine print: NFL purchases do not count toward that spend, so the bonus and the card's best category pull in opposite directions. The bigger drawbacks are a foreign transaction fee and a regular APR of 17.49% to 31.49%, so this only makes sense paid in full. Points are worth 1 cent each as statement credits and expire five years after posting, and team card art is available for all 32 clubs, though the network varies by design.

Welcome bonus
$100
After $500 in 3 mo
Within the first 90 days of account opening, paid as a statement credit. Spend toward the bonus excludes all NFL purchases, including NFLShop.com, stadium purchases and NFL tickets.
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Entertainment
NFLShop.com, NFL stadium purchases, and NFL game tickets at NFL team ticket offices, Ticketmaster, SeatGeek and Sports Illustrated Tickets
3%
Dining
Bars and restaurants, plus food delivery
2%
Groceries
2%
Sporting Goods Stores
2%
Gyms/Fitness Centers
Gym memberships and fitness purchases
2%
Everything Else
1%
Credits & rebates
BenefitValue
25% Off NFLShop.com
25% off NFLShop.com purchases made with the card using code EXTRAPOINTS4. Excludes gift cards, discounted items, trading cards and certain specialty items such as autographed collectibles.
25%
Perks & protections
Special Financing on NFL Tickets
Promotional financing on single NFL ticket purchases of $250 or more at NFL team ticket offices, Ticketmaster, SeatGeek and Sports Illustrated Tickets. Minimum payments required, and the purchases still earn points.
Team Card Art
Choose a card design for any of the 32 NFL teams or a league-branded NFL option. The issuing network varies by team, so not every team design is on the American Express network.
Points Do Not Expire for 5 Years
Points expire 5 years after the date they post to the balance. Redeem for statement credits at 1 cent per point, game tickets, NFL experiences, gift cards or memorabilia.
03 · card details

Card details

Regular APR
17.49%–31.49% variable
Foreign transaction fee
Yes
04 · approval odds

Approval odds

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