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01 · overview

NFL Extra Points American Express

$100 welcome bonus · 3% on entertainment · $0 annual fee

NFL Extra Points American Express
Annual fee
$0
No fee
Sign up bonus
$100
After $500 in 3 mo
Credits
—
1 credit · 3 perks
Median FICO
—
Approved
Median income
—
Approved
Our take

The NFL Extra Points is for fans who already spend money on football: 3% back on NFLShop.com, stadium purchases, and NFL tickets bought through team ticket offices, Ticketmaster, SeatGeek, and Sports Illustrated Tickets, plus 25% off NFLShop.com purchases with the card's code. Beyond the league itself, it earns 2% on dining, groceries, sporting goods, and gym and fitness spending with no annual fee, which is respectable for a team-branded card. The $100 bonus after $500 in spending in the first 90 days is easy to reach, but NFL purchases don't count toward it. The real catches are the foreign transaction fee and an APR that runs as high as 31.49%, so this isn't a card to travel abroad with or carry a balance on. Everything outside the bonus categories earns just 1%, so it makes the most sense as a fan's second card rather than a primary one.

Welcome bonus
$100
After $500 in 3 mo
Within the first 90 days of account opening, paid as a statement credit. Spend toward the bonus excludes all NFL purchases, including NFLShop.com, stadium purchases and NFL tickets.
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Entertainment
NFLShop.com, NFL stadium purchases, and NFL game tickets at NFL team ticket offices, Ticketmaster, SeatGeek and Sports Illustrated Tickets
3%
Dining
Bars and restaurants, plus food delivery
2%
Groceries
2%
Sporting Goods Stores
2%
Gyms/Fitness Centers
Gym memberships and fitness purchases
2%
Everything Else
1%
Credits & rebates
BenefitValue
25% Off NFLShop.com
25% off NFLShop.com purchases made with the card using code EXTRAPOINTS4. Excludes gift cards, discounted items, trading cards and certain specialty items such as autographed collectibles.
25%
Perks & protections
Special Financing on NFL Tickets
Promotional financing on single NFL ticket purchases of $250 or more at NFL team ticket offices, Ticketmaster, SeatGeek and Sports Illustrated Tickets. Minimum payments required, and the purchases still earn points.
Team Card Art
Choose a card design for any of the 32 NFL teams or a league-branded NFL option. The issuing network varies by team, so not every team design is on the American Express network.
Points Do Not Expire for 5 Years
Points expire 5 years after the date they post to the balance. Redeem for statement credits at 1 cent per point, game tickets, NFL experiences, gift cards or memorabilia.
03 · card details

Card details

Regular APR
17.49%–31.49% variable
Foreign transaction fee
Yes
04 · approval odds

Approval odds

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