Alliant Cashback Visa Signature

Alliant is no longer accepting applications for this card, so it is only relevant if you already hold one. What remains is a flat 1.5% back on every purchase with no annual fee and no foreign transaction fee, which is a step down from the 2.5% Tier One structure that required Alliant High-Rate Checking and was discontinued as of November 1, 2025. At 1.5% flat with no categories and no benefits attached, the card is now merely adequate rather than the standout it used to be. Existing holders may want to keep it open for the credit history since it costs nothing to carry, but there is little reason to put spending on it over a stronger flat-rate card.