The Rewards+ is closed to new applications, so it only matters if one is already in your wallet. The good news for existing cardholders is the $0 annual fee, which means there is no ongoing cost to keeping it open and no urgency to make a decision. That matters more than it sounds: leaving a free, aged account open supports the average age of your credit history, while closing it gives up that history and returns nothing. Since you cannot reapply, the default move is to keep it open, put an occasional small charge on it, and build your everyday earning around a card that is still available. Do not plan on this being your primary points card going forward.
Earn rates & credits
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Citi Rewards+Based on 1 reported product change. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.