AT&T Access from Citi

Citi no longer accepts applications for the AT&T Access, so it is a legacy account rather than a card you can add to your wallet now. If you still hold one, there is no annual fee and therefore no ongoing cost to leaving it open, and it continues to earn points. With the card closed to new customers, though, there is no reason to build a strategy around it, and anyone looking for a new points card will need to shop Citi's current lineup instead. Keep it open if the account age is helping your credit profile, and look elsewhere for your next application.