The original Bilt Mastercard issued by Wells Fargo is no longer accepting applications, so there is no way to open one today. If you were drawn to it for rewards on rent, the Bilt Blue is Bilt's current no-annual-fee card, still earning up to 1.25x on rent along with 3x on Bilt Travel hotels and 3x on Lyft. Wells Fargo moved many existing Bilt holders into the Autograph, which has no annual fee and earns 3x on dining, travel, gas, transit, streaming, and phone plans, a better fit if your spending is broad rather than rent-heavy. For a step up, the $95 Bilt Obsidian keeps the rent earning and lets you pick 3x on dining or groceries, with added travel rates. Treat this page as a pointer to those cards rather than a product you can apply for.
Earn rates & credits
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Bilt MastercardBased on 6 reported product changes. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.