17 cards ranked
Best credit card to use at Wine.com.
Online Shopping
Wine.com is the largest online wine retailer in the US, shipping bottles and cases directly to customers. Because it is web-only, purchases code as online shopping rather than as groceries, so supermarket bonuses do not apply. A flat-rate card or one with an online-retail multiplier captures the most on your wine deliveries.
Credits & perks at Wine.com
These cards include a statement credit, rebate, or complimentary membership you can use at Wine.com, on top of whatever you earn on the purchase. Weigh these alongside the ranked picks below.
- American Express GoldEnrollment requiredAmerican Express$10/month in statement credits at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys$120/yr
Picks without a tag earn at Wine.com both in-store and online. Watch for theOnline onlytag — those bonuses only apply on wine.com.
- #1Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #2Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #3Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #43%
- #5Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingEligible U.S. online retail purchases2.0%4x points
- #62%
- #72%
- #8First Electronic Bank2% flat-rate cashbackTiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.2%
- #9Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #10American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #112%
- #122%
- #13Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #142%
- #152%
- #162%
- #172%
Last updated July 28, 2026