18 cards ranked
Best credit card to use at Victoria's Secret.
Online ShoppingDepartment Store
Victoria's Secret is a U.S. lingerie and beauty retailer with about 800 domestic stores in its main brand plus the PINK youth-focused sister brand. In-store charges code as department stores; victoriassecret.com codes as online shopping. The Victoria's Secret Credit Card and Victoria's Secret Mastercard offer tiered cashback at VS, PINK, and Bath & Body Works (sister brands). The Love Rewards loyalty program is free and stacks with card cashback.
Picks without a tag earn at Victoria's Secret both in-store and online. Watch for theOnline onlytag — those bonuses only apply on victoriassecret.com.
- #1US Bank Cash+ Visa Signatureif you select itU.S. Bank5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #2Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #3Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #4Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #53%
- #6Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingEligible U.S. online retail purchases2.0%4x points
- #72%
- #82%
- #9First Electronic Bank2% flat-rate cashbackTiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.2%
- #10Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #11American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #122%
- #132%
- #14Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #152%
- #162%
- #172%
- #182%
Last updated July 28, 2026