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12 cards ranked

Best credit card to use at Tire Rack.

Online Shopping

Tire Rack is a direct-to-consumer online tire retailer that ships tires to a nearby installer in its recommended installer network. The company carries an extensive selection of passenger, performance, winter, and truck tires plus wheels and performance brake components. Most credit card networks code Tire Rack as online shopping or auto parts rather than as a dedicated bonus category.

Picks without a tag earn at Tire Rack both in-store and online. Watch for theOnline onlytag — those bonuses only apply on tirerack.com.

  1. #1
    Blue Cash EverydayOnline only
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  2. #2
    Robinhood Gold
    Robinhood
    3% flat-rate cashback
    3%
  3. #3
    Blue Business Cash from American Express
    American Express
    2% flat-rate cashback
    2%
  4. #4
    Citi Double Cash
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  5. #5
    Coinbase One
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  6. #6
    Fidelity Rewards Visa Signature
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  7. #7
    Graphite Business Cash Unlimited
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  8. #8
    Navy Federal cashRewards Plus
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  9. #9
    PNC Cash Unlimited
    PNC
    2% flat-rate cashback
    2%
  10. #10
    Smartly Visa Signature
    U.S. Bank
    2% flat-rate cashback
    2%
  11. #11
    Wells Fargo Active Cash
    Wells Fargo
    2% flat-rate cashback
    2%
  12. #12
    Wells Fargo Signify Business Cash
    Wells Fargo
    2% flat-rate cashback
    2%

Cards with online shopping bonuses fit Tire Rack purchases well. Bank of America Customized Cash and U.S. Bank Cash+ can earn 3 to 5 percent when online shopping is selected, and Chase Freedom Flex rotates online shopping in some quarters. Tire Rack also occasionally appears in shopping portals like Rakuten with cash back that stacks on top of credit card rewards.

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Last updated May 17, 2026

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