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12 cards ranked

Best credit card to use at Take 5 Oil Change.

Online Shopping

Take 5 Oil Change is a drive-through oil change chain operated by Driven Brands, with over 1,000 U.S. locations. Drivers stay in the car while technicians complete the oil change in about five to ten minutes. Most card networks code Take 5 as auto services rather than as a dedicated bonus category, which puts the chain outside most rotating and selectable bonus rewards.

Picks without a tag earn at Take 5 Oil Change both in-store and online. Watch for theOnline onlytag — those bonuses only apply on take5oilchange.com.

  1. #1
    Blue Cash EverydayOnline only
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  2. #2
    Robinhood Gold
    Robinhood
    3% flat-rate cashback
    3%
  3. #3
    Blue Business Cash from American Express
    American Express
    2% flat-rate cashback
    2%
  4. #4
    Citi Double Cash
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  5. #5
    Coinbase One
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  6. #6
    Fidelity Rewards Visa Signature
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  7. #7
    Graphite Business Cash Unlimited
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  8. #8
    Navy Federal cashRewards Plus
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  9. #9
    PNC Cash Unlimited
    PNC
    2% flat-rate cashback
    2%
  10. #10
    Smartly Visa Signature
    U.S. Bank
    2% flat-rate cashback
    2%
  11. #11
    Wells Fargo Active Cash
    Wells Fargo
    2% flat-rate cashback
    2%
  12. #12
    Wells Fargo Signify Business Cash
    Wells Fargo
    2% flat-rate cashback
    2%

For cardholders who want elevated rewards on routine maintenance, Citi Custom Cash can pay 5 percent if auto services is the top eligible spending category in a given month. Otherwise, a flat-rate card like the Citi Double Cash, Wells Fargo Active Cash, or PayPal Cashback Mastercard delivers consistent 2 percent on every Take 5 visit.

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Last updated May 17, 2026

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