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18 cards ranked

Best credit card to use at Shoe Carnival.

Department StoreOnline Shopping

Shoe Carnival is a value-oriented family footwear chain with about 380 stores concentrated in the Midwest, South, and Southeast plus shoecarnival.com. The retailer recently acquired Rogan's Shoes and now also operates Shoe Station. The Shoe Perks loyalty program is free and offers points and birthday bonuses that stack with credit card rewards. Most cards code purchases as department store in person and online shopping for web checkouts.

Picks without a tag earn at Shoe Carnival both in-store and online. Watch for theOnline onlytag — those bonuses only apply on shoecarnival.com.

  1. #1
    U.S. Bank
    5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  2. #2
    Bank of America Cash Rewards SecuredOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  3. #3
    Bank of America Customized Cash RewardsOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  4. #4
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  5. #5
    Robinhood
    3% flat-rate cashback
    3%
  6. #6
    American Express
    4x points on online shopping
    Eligible U.S. online retail purchases
    2.0%4x points
  7. #7
    American Express
    2% flat-rate cashback
    2%
  8. #8
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  9. #9
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  10. #10
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  11. #11
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  12. #12
    Chase
    2% flat-rate cashback
    2.5% on purchases of $5,000 or more per transaction
    2%
  13. #13
    WebBank
    2% flat-rate cashback
    2%
  14. #14
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  15. #15
    PNC
    2% flat-rate cashback
    2%
  16. #16
    U.S. Bank
    2% flat-rate cashback
    2%
  17. #17
    Wells Fargo
    2% flat-rate cashback
    2%
  18. #18
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated July 28, 2026