Best credit card to use at Philips Hue.
Philips Hue is a smart home lighting system offering color-changing and tunable-white bulbs, light strips, and fixtures that connect over Zigbee and a bridge hub to work with Apple HomeKit, Amazon Alexa, and Google Home. The Philips Hue brand is made and sold under license by Signify, the lighting company spun out of the former Philips Lighting business. There is no Philips Hue co-brand credit card, so a card that earns bonus rewards at electronics stores, or a card boosting online shopping purchases when buying direct from philips-hue.com, is the better fit for smart lighting purchases.
Picks without a tag earn at Philips Hue both in-store and online. Watch for theOnline onlytag — those bonuses only apply on philips-hue.com.
- #1US Bank Cash+ Visa Signatureif you select itU.S. Bank5% on electronics stores if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #2American Express Business Goldif it’s your top categoryAmerican Express4x points on electronics stores if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)Automatically on your top 2 spending categories each billing cycle from 6 eligible (U.S. advertising, U.S. electronic goods retailers and software/cloud providers, U.S. restaurants, U.S. gas stations, transit, U.S. wireless telephone service), combined cap. Flights earn 3x via AmexTravel.com.4.8%4x points
- #3Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #4Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #5Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #63%
- #7Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingEligible U.S. online retail purchases2.0%4x points
- #82%
- #92%
- #10First Electronic Bank2% flat-rate cashbackTiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.2%
- #11Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #12American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #132%
- #142%
- #15Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #162%
- #172%
- #182%
- #192%
Last updated July 28, 2026