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19 cards ranked

Best credit card to use at Philips Hue.

Electronics StoresOnline Shopping

Philips Hue is a smart home lighting system offering color-changing and tunable-white bulbs, light strips, and fixtures that connect over Zigbee and a bridge hub to work with Apple HomeKit, Amazon Alexa, and Google Home. The Philips Hue brand is made and sold under license by Signify, the lighting company spun out of the former Philips Lighting business. There is no Philips Hue co-brand credit card, so a card that earns bonus rewards at electronics stores, or a card boosting online shopping purchases when buying direct from philips-hue.com, is the better fit for smart lighting purchases.

Picks without a tag earn at Philips Hue both in-store and online. Watch for theOnline onlytag — those bonuses only apply on philips-hue.com.

  1. #1
    U.S. Bank
    5% on electronics stores if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  2. #2
    American Express Business Goldif it’s your top category
    American Express
    4x points on electronics stores if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)
    Automatically on your top 2 spending categories each billing cycle from 6 eligible (U.S. advertising, U.S. electronic goods retailers and software/cloud providers, U.S. restaurants, U.S. gas stations, transit, U.S. wireless telephone service), combined cap. Flights earn 3x via AmexTravel.com.
    4.8%4x points
  3. #3
    Bank of America Cash Rewards SecuredOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  4. #4
    Bank of America Customized Cash RewardsOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  5. #5
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  6. #6
    Robinhood
    3% flat-rate cashback
    3%
  7. #7
    American Express
    4x points on online shopping
    Eligible U.S. online retail purchases
    2.0%4x points
  8. #8
    American Express
    2% flat-rate cashback
    2%
  9. #9
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  10. #10
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  11. #11
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  12. #12
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  13. #13
    Chase
    2% flat-rate cashback
    2.5% on purchases of $5,000 or more per transaction
    2%
  14. #14
    WebBank
    2% flat-rate cashback
    2%
  15. #15
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  16. #16
    PNC
    2% flat-rate cashback
    2%
  17. #17
    U.S. Bank
    2% flat-rate cashback
    2%
  18. #18
    Wells Fargo
    2% flat-rate cashback
    2%
  19. #19
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated July 28, 2026