Best credit card to use at Pet Supplies Plus.
Pet Supplies Plus is the third-largest pet specialty chain in the United States with over 700 neighborhood stores carrying food, treats, toys, and grooming services for dogs, cats, fish, reptiles, and small animals. Most Pet Supplies Plus locations code as pet shops or general retail on credit card networks, not as a category that triggers standard rewards bonuses.
Picks without a tag earn at Pet Supplies Plus both in-store and online. Watch for theOnline onlytag — those bonuses only apply on petsuppliesplus.com.
- #1Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #2Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #3Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #43%
- #5Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingEligible U.S. online retail purchases2.0%4x points
- #62%
- #72%
- #8First Electronic Bank2% flat-rate cashbackTiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.2%
- #9Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #10American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #112%
- #122%
- #13Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #142%
- #152%
- #162%
- #172%
Cards with selectable categories sometimes include pet shops, with U.S. Bank Cash+ offering pet-related categories in its lineup. Online orders placed through petsuppliesplus.com may also trigger online shopping bonuses on cards like Bank of America Customized Cash and Chase Freedom Flex. The free Preferred Pet Club loyalty program adds points on top of credit card rewards.
Last updated July 28, 2026