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17 cards ranked

Best credit card to use at Micro Center.

Online Shopping

Micro Center is a specialty computer and electronics retailer with around 25 large U.S. stores known for in-stock PC components, aggressive CPU and motherboard combo pricing, and a deep selection of GPUs, 3D printers, and DIY parts. Most credit cards code Micro Center as electronics or general retail rather than as a dedicated category, so flat-rate cards often do the heavy lifting.

Picks without a tag earn at Micro Center both in-store and online. Watch for theOnline onlytag — those bonuses only apply on microcenter.com.

  1. #1
    Bank of America Cash Rewards SecuredOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  2. #2
    Bank of America Customized Cash RewardsOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  3. #3
    Blue Cash EverydayOnline only
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  4. #4
    Robinhood Gold
    Robinhood
    3% flat-rate cashback
    3%
  5. #5
    Hilton Honors American Express SurpassOnline only
    American Express
    4x points on online shopping
    Eligible U.S. online retail purchases
    2.0%4x points
  6. #6
    Blue Business Cash from American Express
    American Express
    2% flat-rate cashback
    2%
  7. #7
    Citi Double Cash
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  8. #8
    Coinbase One
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  9. #9
    Fidelity Rewards Visa Signature
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  10. #10
    Graphite Business Cash Unlimited
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  11. #11
    Ink Business Premier
    Chase
    2% flat-rate cashback
    2.5% on purchases of $5,000 or more per transaction
    2%
  12. #12
    Intuit Business
    WebBank
    2% flat-rate cashback
    2%
  13. #13
    Navy Federal cashRewards Plus
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  14. #14
    PNC Cash Unlimited
    PNC
    2% flat-rate cashback
    2%
  15. #15
    Smartly Visa Signature
    U.S. Bank
    2% flat-rate cashback
    2%
  16. #16
    Wells Fargo Active Cash
    Wells Fargo
    2% flat-rate cashback
    2%
  17. #17
    Wells Fargo Signify Business Cash
    Wells Fargo
    2% flat-rate cashback
    2%

Online orders through microcenter.com qualify for online shopping bonuses on the Bank of America Customized Cash, Chase Freedom Flex when online shopping is the rotating quarter, and U.S. Bank Cash+. Custom PC builds can run thousands of dollars, making Micro Center a useful target for clearing signup bonus minimums.

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Last updated July 28, 2026

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